Birth rate

I got hit with a serious case of déjà vu after reading the Outliers chapter. For a while, I’ve taken interest in watching a documentary series called Air Crash Investigation. Many of the flights described in this chapter had an episode dedicated to their study that I watched several times. After reading the chapter and watching the series, I know that pilots have to be extremely alert when flying an airplane, especially in regard to their word choices. One of the flights described in Outliers,…

FINANCIAL FEASIBILITY MAJOR ASSUMPTIONS 1. The initial capital of ChixChops is five hundred thousand pesos (P 500,000). 2. Salaries expense of the employees is expected to increase 2 % per annum. This is based on the inflation rate given by Bangko Sentral ng Pilipinas for the year 2016 – 2020. 3. Clothing expenses of employees are expected to increase every 2 years by 2%. 4. Utilities expense is expected to increase by 2% annually. 5. Advertising expense is expected to increase 2% annually. 6.…

will compensate with high return as well as the low risk with lower return. The risk can be classified into two types which are systematic (uncontrollable) risk and unsystematic (controllable) risk. The examples of systematic risk are the interest rate risk, inflation risk, foreign exchange risk, country risk, political risk and market risk. Meanwhile, the example of unsystematic risk is business risk, liquidity risk and credit risk. However, all this risk can be diversified which by creating a…

Opportunity Cost Opportunity Cost: what one gives up when choosing between options. This can be money, but it can also be an intangible asset such as happiness. The financial portions of opportunity cost can be calculated, but the intangible costs need to be taken into account as well. Opportunity cost is important because it takes into account what one gives up and what one gains in different scenarios, and helps inform decisions. I could attempt to become a musician. I would follow my high…

Asset pricing theories help us to find out risks of assets and provide us with a framework to associate risks of assets with their expected returns. A large number of theories and models have been prevailed to relate the risk and return of various assets to aid practitioners in selecting investment portfolio. These theories include Arbitrage Pricing Theory (APT) and the Capital Assets Pricing Model (CAPM). The Arbitrage Pricing Theory is a theory developed by Stephen Ross (1976) and was later…

model is intended to value a company which is expected to grow much faster than a stable firm in the initial period and at a stable rate after that. The three stage or n-stage model is designed to value small companies with growing market. It assumes that the company will grow initially at a high grow rates, then it will follow a transitional period where the growth rate declines and finally a steady state period where growth is…

Takes into account both the timing and the magnitude of cash flows. Disadvantages of NPV: It is uneasy to estimate the discount rate for a long-term period. NPV cannot handle a negative amount in the cash flow other than the initial…

360 Credit Period – Discount Periods = 1 X 360 99 10 = 0.363636 = 36.36%. Annualizing The Credit Cost The 10-day discount period occurs 36 times per year. Using this information, it is possible to compute the effective annual rate of interest on a 360-day year: = [1+(credit cost / times compounded per year)] degree “Times compounded per year” – 1 = [1+(36.36% /36)] degree 36 – 1 = 0.4358 = 43.59% Annualized , the 36.36 percent cost of interest amounts to a substantial…

The indicated capitalization rate for this investment based on the information provided is 8.20% indicating the value of this property to be $7,317,073 or $7,320,000 rounded. I base this conclusion on the following calculations: • The mortgage constant is .085972 calculated using the following HP-12C keystrokes: F Clx 1 PV 6 g i 20 g n PMT 12 x • The percent paid off on the mortgage after 5 years is 15.1004% calculated using the following HP-12C keystrokes: F Clx 6 g i 20 g n 1 PV PMT 5 g n FV…

against a weighing scale which was then diluted in distilled water The stronger the base the faster the acid is neutrailsed which in turn affects the rate of the reaction which probably affects the temperature. Room Temperature The room temperature was regulated with AC kept on through out the experiment The temperature of the room will affect the rate of the reaction affecting the heat released Volume of Base A measuring cylinder was used to use a specific volume of the base for the reaction.…