Banks of India

The bank plays an important role in the growth of the economy of a nation. Bank is a financial institution, which offers the service of deposit and lending of funds. In other words, a bank is an institution that accepts idle resources from the person who has a surplus of funds and makes those funds available to borrowers who have deficits. It looks after the financial troubles of its consumer, so banks act as financial intermediaries between depositors who supply the capital and the borrowers…

The Self Help Group-Bank Linkage Program (SHG-BLP), established in the early 90’s, was the NABARD’s pilot movement for the promotion of financial inclusion amongst the poor population. Although SHG-BLPs offer loans at lower rates as compared to MFIs, the growth in disbursements by SHG-BLPs has been slower as compared to that by MFIs. MFI credit has recorded stronger growth as compared to rural bank credit due to the following reasons: • The door to door service offered by MFIs. • Lower…

become the key element for revenue generation for every bank. 21st century has brought about a revolution through innovation and completion has emerged as the mantra for success and Customer Relationship Management has become predestined for survival and growth of banks. CRM is gaining prominence with every kind of organisation and covers…

ICICI Bank Personal Loan ICICI Bank Personal Loan Details Interest Rate Processing Fees Loan Tenure Loan Amount Part Payment Charges Foreclosure Charges 11.49% to 18.49% Fixed 2.5% or ( min 1149) One Time Fee 1 -5 Years Up to Rs.20 Lack Nil 5% of the Principle Outstanding About ICICI Bank Personal Loan ICICI Bank is one of the largest Private Sector Banks in India and is also one of the largest facilitators of Personal Loans in India. ICICI Bank provides Personal Loan to its customer for…

1.1. Background of the study 1.1.1. SHG movement in India A number of experiments were made during the last century towards poverty alleviation in the country. The attempts were at finding technical solutions, infrastructural solutions, financial solutions, institutional solutions; skill training solutions, rights based solutions. Large scale projects, large bureaucracies, large scale developmental institutions, programs and schemes were seen as a means which would address poverty in the country…

Rock’s Rugged Whisper What took me to Arcot, the city of Nawabs, was the photograph of a Rock Cut temple at Vellore Museum. Though not at par with Ajanta and Elephanta Caves it was a beautiful sight and reminded me of Bagh Caves. Flanked by a carpet of green grass it seemed to represent the romance of ancient nomadic-spiritual life. Finding it was going to be difficult. First, the caption hardly gave any idea about its exact location and second, I didn’t understand Tamil. The problem…

1.0. PROJECT PROPOSAL 1.1. The Firm The Heritance Panduwasnuwara Hotel (HPH) which is a Tourist Board approved hotel is located in the North Western Province in Sri Lanka surrounded by ancient historical places. The main products in HPH are selling hospitality, leisure and quality food. HPH offers standard accommodation for families, travel groups, honeymoon couples and anyone who expect superb service, elegant style, clean and fully facilitated rooms. HPH also provided a tranquil environment…

1. Explain credit card balance transfer. Is it available in India? Mention three advantages and three disadvantages of credit card balance transfer. How is it different from EMI on credit card? Credit card balance transfer refers to the process of transferring the outstanding credit balance of one credit card to another. This facilitates the convenience where you can pay the dues at a minimum interest of 0-2% for a specific period. The advantage of transferring these dues, even if limited,…

before, but now with this facility given to Pakistan they see a big opportunity in garments. In home textile, they always had an edge on Bangladesh and India, but when they talk about the progress in exports in Bangladesh it is all based on garments. (6) How do you differentiate our commercial counselors/commercial attached to counterparts in India and Bangladesh? As far as their competence and commitment go, there is nothing wrong with them. They need the proper direction, tools, and resources…

Indian General Insurance Industry. The venture is between Indian banks those are Allahbad Banks, Karnataka Banks and Indian overseas bank. The Japanese Indo insurance company has its headquarters at Mumbai, and now, the industry is growing rapidly. The company got legal certificate in 2007 and after that the company never looked back and kept on developing. There are about 113 branches and 17 zonal offices across the country of India. It shows their well-connectivity. They have the 24*7 helpline…