Banks of India

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    In India 21.9% people live below the poverty line. The overall percentage of households availing banking services in India stood at 59 percent in 2011, implying that nearly two-fifths of the population in India still remains unbanked. Micro finance has the ability to empower the poor to create the jobs, to raise incomes and to avail loans without collateral security and minimum documentation. The study put lime light on the role of Kaveri Grameea Bank in providing micro finance through SHGs. The study also explains the model adopted by Kaveri Grameena Bank in promoting micro finance. Key words: Micro Finance, SHG, Model, Women empowerment, Income. Introduction: Micro finance is a financial service of small quantity provided by financial…

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    The Reserve Bank Of India

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    This article reports that in January 15, 2015, the Reserve Bank of India (RBI) surprised the market by implementing expansionary monetary policy (EMP) and cut the interest rate, which reduces its “key repo rate by 25 basis points to 7.75 percent” to boost the economy. This is because the persistent decline in crude oil prices leads to lower demand in oil. Consequently, countries only gain low profit from selling oil, which the level of gross domestic product (GDP) result in a dramatic decline.…

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    United Bank of India Home Loan: Owning a home is a dream of many which can come true with the help of United Bank of India Housing Loan scheme. The loan is offered at attractive rates of interest and minimal associated charges. Purpose: The loan can be obtained for construction, purchase, extension, repairs, renovation, or furnishing of a residential house or apartment. The bank also provides the facility of supplementary finance for the completion of the project through the employer. The bank…

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    Sbi Case Study

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    Introduction The State Bank of India (SBI) and ICICI Bank are the main two biggest banks in India, individually. They are trailed by their rivals, the Punjab National Bank and HDFC Bank. SBI is the biggest and most seasoned bank, going back hundreds of years, while, ICICI is nearly genuinely new. SBI goes once again to British India. Its lineage can be followed to the Bank of Calcutta which was established in 1806, also the Bank of Bombay (1840) and the Bank of Madras (1843). In 1921, these…

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    Satyagrah-1919: Against the Rowlett act Gandhi started a protest Known as “Satyagrah” in 1919. Gandhi himself was a leader of this Satyagrah. Muslim league plus the Satyagraha Sabha together with various other small corporations synchronized as well as organized the largest Satyagraha of the time. This act gave a brand new direction for the movement. Gandhi arranged a bulk protest whatsoever India history. Hindu and Muslim gather…

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    Aadhaar Case Study

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    Daly College Delegation: Dr Karan Singh Council: Rajya Sabha Agenda: The Legal Basis for the Aadhaar Biometric Registration Scheme Aadhaar is a 12-digit unique identification number issued by the Indian government to every individual resident of India. The Unique Identification Authority of India (UIDAI), which functions under the Planning Commission of India, is responsible for managing Aadhaar numbers and Aadhaar identification cards. The Aadhaar project was initiated as an attempt towards…

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    Tobacco Case Study

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    The ban on tobacco has become an ethical challenge for the Government of India. Tobacco was originally an expensive product, but it quickly became cheap through mass production in countries like India. It became so cheap that young children started smoking and it led to major health problems for the population of India. The Government noticed their increase in “state spending on health care” (Ban on Tobacco Ads by the Government of India. (n.d.), and now that they had to do something to…

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    Rise Of Narendra Modi

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    weaken the West dominated global order and contribute to the evolution of a more decentralized new order. Modi’s visit to and agreements with Japan are a clear sign that India is eager to work towards a new world order. During his visit, the two countries signed agreements to expand cooperation in defense, nuclear power, and trade and investment sectors, with…

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    India’s Water Scarcity The Cauvery River is one of the most revered water systems located in India. Spanning close to 750 kilometers, with a river basin that supplies water to four Indian states, its significance in Indian agriculture, industry, and hydroelectric power is what has supported the bulk of South Indian living for thousands of years. But on September 5, 2016, the supreme court of South Indian state, Karnataka, ordered to “release 15,000 cubic feet of water per second per day from…

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    With the rise of the Asian Tigers, the world’s attention has shifted to the East in terms of growth prospects and economic potential. Similar to other Asian countries, India has possessed the right ingredients for this transformation. However, because of its combination of a closed economy and a democratic government, changes were slow to come. India is in a different place now; it has been growing rapidly: inflation has eased, international investors are bullish on India and the Modi…

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