Banking

HDFC Regalia First Credit Card HDFC Regalia Credit Card is a card offered by HDFC bank. The card comes with special privileges and benefits. The card also offers the feature of reward points on all card transactions. These points when accumulated can be used to purchase gifts and other items. Why HDFC There are plenty of banks in the market that offer credit card facilities. What makes HDFC unique is the fact that it is the second largest private bank in the country. It has a network of…

Rural Banking Potential In India and its Expanding Scope History – Rural areas are endowed with not only the agriculture but also with the activities like fisheries, bee keeping, livestock etc. The question that arises here is, even with such potential of making profits who is there to fund their ideas. In 1975 the narshimhan committee recommended the formation of regional rural banks in India. On 2nd October 1976 five RRBs were setup with the capital of 100crores but later it was augmented…

In the essay, “The ‘Banking’ Concept of Education,” Freire discusses the importance of the correct kind of formal education, otherwise known as problem posing education. It involves communication, freedom, critical thinking, creativity, and so many more aspects that allow us to truly learn. Unfortunately, there are instances when the exact opposite of problem-posing is used in the classroom. The banking concept of education describes students as, “receiving, filing, and storing” (Freire 216) as…

particularly the banking sector; which is the section of the economy that holds financial assets. ‘Over the past 40 years the size of the UK banking system has grown dramatically and under plausible assumptions it could continue to grow rapidly.’ The United Kingdom’s banking industry has been very successful and is seen as one of the largest in the world. However, there has been a dip within the financial sector due to the 2008 credit crunch, having a huge effect on the banking sector and their…

As negative as the fringe banking industry is thought of, their business still continues to grow. The customers that are able to pay back their loans when they are due generally benefit from their access to short term credit. But the data from borrowers of the payday lending industry show that the majority of the people used their loan to pay for recurring expenses, making the use of these loans risky. The borrowers who are the worst off however, are the people who are unable to pay back their…

CIMB-Principal Asset Management Berhad (CIMB-Principal) is a premier asset management corporation with local investment abilities. Established in 1995, it is one of the largest asset management corporations in Malaysia with local footmark covering Singapore, Indonesia and Thailand. CIMB-Principal aims to be Southeast Asia’s most valued investment management company offering whole asset management solutions. It manufactures and allocates a comprehensive range of unit trust funds, and achieves…

Within “The Banking Concept of Education”, Paulo Freire explains how students are suffering from not being able to extend their own knowledge. It only goes as far as filling student’s minds with information and expecting them to memorize everything or like said in Freire’s essay, “receiving and storing deposits” (216). Freire was considered as “one of the most radical educators around the world”. This idea of banking was developed in the 1970’s. Freire believes that education is suffering due to…

INTRODUCTION OF BITCOIN. Bitcoin is the first decentralized digital currency. Bitcoin is a digital coin that you can send through the internet. Compare to the other alternative, Bitcoin have some advantages. Bitcoin can transfer directly from person to person without going through a bank. So, the fee are much low, we can use the money at every country around the world, our account cannot be frozen, and no pre-requisite to access the bitcoin account. Now, majority of people are busy, does not…

Waqf in Arabic, is hold confinement or prohibition. In North and West Africa Waqf is called awqaf. The word Waqf is used in the Islamic law in the meaning of holding certain property and preserving it for the cantoned benefit of certain philanth and prohibiting any use or disposition of it outside it is specific objective. Whose benefit and usufruct can be extracted without consuming the property itself, Therefore, Waqf itself relates to land and building, there are awqaf of…

Ten Online Security Mistakes Seniors Make Seniors, in general, are trusting souls and don’t understand the dangers online. There are so many cyber thieves online searching and lurking, waiting for their next trusting victim to make a mistake. Each day at least 1 million cyber-attacks are executed, and the number is growing. It’s our job to keep our seniors informed and protected from all dangers, including the internet. Here are 10 tips on how to explain to seniors they are vulnerable to…