Bank

A/TYPES OF RISKS LIQUIDITY RISK: Liquidity risk for banks mainly manifests on account of the following: Market liquidity risk: The risk that a bank cannot easily offset or eliminate a position at the prevailing market price because of inadequate market depth or market disruption. Though the importance of liquidity risk is well recognized, it eludes a comprehensive definition. The term liquidity is used across the mar-ket for different purposes, which means that Liquidity Risk itself is defined…

State bank as the banker of the banks expand the banking sector and improve its currency and credit system over the time. Pakistan is a big country with huge population to meet the needs to such a large population. The State Bank pave the way for more financial institutions to provide financial products to every Pakistan. State Bank not only strengthens the financial institution in urban areas but also try to provide credit facilities in the rural areas such as Micro Finance banks. State Bank…

responsibility of the State Bank of Vietnam for controlling the monetary policy to fight inflation. Therefore, in the meantime, looking for suitable systems as well as an appropriate central bank model in line with the international standard could be an essential task for Vietnam. Because, generally, Vietnam now is a market-based economy and it has connections to many international organizations, such as the World Bank, the International Monetary Fund, and the Asian Development Bank. Besides…

A bank is a financial institution that collects society’s additional cash and gives a part of that as loan to investors for earning profit. It is a mediator organization that makes relationship between the owner of additional savings and the investor of scarcity capital. Bank receives money from the depositors relatively lower interest payment and grant short term and long-term loans to the borrowers with high interest. In this process, the difference between these two interests is the bank’s…

Profitability is an important measure that describes the associations of total amount of profit with various factors. And this study is talking about the influence of commercial banks determinants on the performance of commercial bank in Canada over the time period from 2005-2010. The significant part to success for most financial institution is consistency and steady running. As a result, profitability is the most important and consistent indicator as it contributes huge amount of profit that…

Introduction to Bank of Maldives PLC (BML Bank of Maldives PLC (BML) is the biggest commercial bank which is operated in Maldives and they serve the entire Maldives with the largest banking network system. Over 250000 thousand customers, 66 ATMs in 19 atolls, cash agents in 95 islands, 3500 POS machines, 2000 dhoni banking trips, 16000 pension payments, over 8 billion loans to individual and business, 600 million government loan scheme and over 839 jobs with 1/3 in atolls BML…

second Bank of the U.S. fell into the hands of political turmoil. The politicians supported the private banking despised a central banking institution. The idea of having a central bank that would control the finances and lending nationwide fueled national debate. Many believed the Bank of the United States was a petri dish of corruption and government control. One could easily take sides with the people who were opposed to the Bank of the United States, yet the necessity for a national bank…

The Reserve Bank of Australia (RBA) was established 14 January 1960 as Australia’s central bank. Under the legislation, the Reserve Bank Act 1959, the RBA has various responsibilities and aims it strives to achieve. In this summary, the function, aims and instruments of the RBA will discussed. In the end of the summary there will be a concluding statement on how suitable a central bank of this style would be for a developing country. There are three main objectives the Reserve Bank of Australia…

Bahrain based Islamic retail bank that is licensed and regulated by the Central Bank of Bahrain and provides retail, commercial, treasury and financial institutions and other banking services. Ithmaar bank provides a diverse range of Sharia-compliant products and services that cater to the financing and investment needs of individuals and institutions.  In 2003, Shamil Bank purchased all the assets and liabilities of FIBEC. Shamil Bank then sold the entire share capital of FIBEC to DMI and…

Mudra Bank Loan Yojna or Pradhanmantri Mudra Yojna is a Business loan scheme tailored specifically for small scale businesses. Here, Mudra stands for Micro Unit development and Refinance Agency. The scheme was launched on 8th April 2015 to provide support to small business owners in the country. The scheme operates in three stages– Shishu, Kishore, and Tarun. In the first stage Shishu, loans are provided up to Rs. 50,000. In the second stage Kishore, loans are provided up to Rs. 5 lakh and in…