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  • Swot Analysis Paper

    to introduce new products and are lowering price when possible. Recently, there have been many takeovers and mergers in order to stay relevant and competitive. The Healthcare segment is one that has experienced many mergers. AXA faces stiff competition with these market players. The top three competitors of AXA SA. are: American International Group Inc., Allianz SE, and Prudential Financial, Inc. (Hoovers, 2011). Another possible threat faced by AXA is the changing regulations by the US government. By trying to prevent another financial meltdown, congress and state attorney generals have become very aggressive in pursuing frauds and imposing hefty fines. Most recently, a new form of competition has begun to take shape and wants a piece of the pie. Small startups that want to redefine how insurance is provided into the work place as well as individually. Currently it is not that significant but AXA would be best to start investigating the threat and see how they can implement that model into theirs. One immediate large threat that AXA is facing is low interest rates. When interests are high, investments can return a greater profit. When they are low, as we are currently seeing in the US, insurance companies are not as profitable. Low interests have forced AXA to up the premiums on their Universal Life insurance products, retroactively. New plans will automatically carry the heftier premiums.…

    Words: 1706 - Pages: 7
  • Corporate Culture Analysis

    Both operate in the same category of activity, «assurance maladie " staff does not enjoy equal reassuring status than "axa" staff, the civil servant status is more securing than employee status. Even their recruitment are not the same, in the public sector recruitment is often done by concours what is not the case in the private sector. Another deference between the two sectors is shown in the system of remuneration, the latter is fixed by the state according to a pay scale with " assurance…

    Words: 694 - Pages: 3
  • PESTLE Analysis: Pestle Analysis Of The Life Insurance Industry

    2005). New Direct Tax Code reduce combines tax deduction for life and health insurance to Rs.50000 a year (The Economic Times, 2011). Reducing taxes will promote investors to invest more in life insurance industry to get benefits of taxes. New IRDA regulation is planning to reduce commission structure for tide agents and distributors, so companies can reduce fixed and semi-variable costs (Ernst & Young, 2010). Reduction in commission and gaining scales will not be easy for life insurance…

    Words: 1058 - Pages: 5
  • Importance And Importance Of Social Media

    discoveries, motivate patients, and provide health information to the public. Maybe few issues mainly girls when they have any problems, they shy to share it their parents and will keep it in till the situation become worst. I had heard a story happened in my hometown. An Indian girl ,aged 17, she detected there is a small growth under the breast skin since she shy to tell her parents and it leads to breast cancer. If she ever post about her problems and early symtoms in any social networking…

    Words: 999 - Pages: 4
  • Hyundai-reta Car Insurance Case Study

    garage option is also available under Hyundai Creta car insurance policies. • You can safeguard your Hyundai Creta car against theft, vandalism, natural calamities etc. Advantages of Hyundai Creta car insurance policy Hyundai Car owners can avail plenty of benefits on Hyundai Creta car insurance policy as Hyundai Motor Company has tie-ups with various motor insurance companies. They offer reasonable premium price. But you need to buy Hyundai Creta car insurance policy online according to your…

    Words: 1148 - Pages: 5
  • Cairn India Case Study

    its intention to acquire Cairn India in August 2010, it has taken the parties close to a year to obtain all requisite approval. Reportedly, on account of the delays and various approvals required in this acquisition, the deal value has now fallen by approximately USD 600 million. It is envisaged that the transaction will reach closure sometime this year. In rather striking contrast to the of the Cairn-Vedanta deal, the Competition Commission’s maiden order under the new Combination Regulations…

    Words: 3037 - Pages: 13
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