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    Each person has a vested interest in the bank and wants to make a profit. Banks need to meet their customer needs, as from the deposits that customers make allow for loans to be funded, and that is how a bank can grow for the future. As a shareholder, it is vital for the person to make a profit. For example, the vendor that installs the check imaging system for the ATM wants the product and service to be successful because if not, it affects the vendors’ reputation. Employees want to work for a…

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    Question 1 – ASSET ALLOCATION The following report and its contents outline the asset allocation of charity X to be submitted on 25th May 2015. Strategy Overview A balanced asset allocation has been formulated with Australian and US equities, as well as cash and government bonds. This medium-term investment strategy will generate the best possible (while conservative) rate of return. In order to ensure that we achieve a well-diversified allocation in terms of securities and global market…

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    The customer can earn more points by spending at the participating establishments, but all the points are worth the same. Like many competitors, points can be redeemed for gift certificates to restaurants, theaters, and many other establishments. The amount points earned is clear because it is displayed on the credit card statement monthly, and can be looked up on an on-line account. What the points can be redeemed for is not entirely clear. American Express gives examples of items that can…

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    My strengths in the project were as follow: I was able to research my part of the project efficiently and I found some very useful information, I compiled and refined the paper. My weakness in this team assignment was my impatient with the team’s leader continuous duplicate posting of the same information, but I the end of the day, I had to remind myself that it was her managing style and to bring the project to fruition, I had to overcome my impatience. I believe that I have done this…

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    In 2004, Japan still maintains its rank as No.1 of Human Development Index in the world for life expectancy at birth . Japanese government should find a way to increase the growth of population, otherwise the ageing population will cause decrease in productivity. This is because ageing people tend to be less productive and consumptive compare to productive age (between sixteen to fifty five years old). To encourage the population growth, the government should give awards for every citizen who…

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    The therapist needs to engage the client with their subconscious mind in the most effective way possible, in order that the client may gain an awareness of, and be able to access, their own potential. This highlights the essential view of the therapist as a skilled helper, enabling the client, rather than an all-knowing and all-powerful practitioner. As *Sandor Ferenczi so eloquently stated in 1916: …' the unconscious mental forces of the patient appear as the real active agent, whereas the…

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    However, their marketing on innovation and design of the iPad also catches the attention of new potential consumers. To many the technology was not totally new, but the concept was and Apple focussed on that. Previous products from Apple put their brand in the limelight and made any new product launch a much anticipated one. amount of reputation,…

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    M-Box Case Study

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    Brazil is a highly populated country ranking fifth in the world, but the people are not typically independently wealthy. The M-box Corporation has to keep the low GDP per capita in mind, to make an affordable console for Brazil. The government within Brazil poses the challenge of offering limited support in the form of grants for edutainment games and simulations. Without government funding the M-Box Corporation will have to seek other form of funding. A challenge within the physical…

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    The increase in production will therefore mean more hiring is needed, which increases the demand for workers resulting to a decrease in unemployment. In addition in the short run an increase in inflation will reduce unemployment, resulting to a trade-off between inflation and unemployment. In addition Pettinger (2011) says “If an economy experienced inflation, then the Central Bank raises interest rates. Higher interest rates will reduce consumer spending and investment leading to lower…

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    Dolvin And Miller

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    Question no. 1 Difference between profit and cash flow (Jordan, Dolvin & Miller, 2015) defines profit as revenue after deducting the incurred expenses which is also called net income, where revenue includes total sales and any gains and cost & expenses includes cost of goods sold, salaries, maintenance, utilities insurance, rent, interest, transportation, depreciation. And cash flow is the difference between the actual cash that is received and the actual cash being utilized in the business.…

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