Annual percentage rate

In the United States, twenty million women and ten million men struggle with eating disorders (“Eating”). Society places high values on being thin, so it’s no wonder that men and women are pushing themselves to keep up with these ideals. People are resorting to vomiting, dieting, and starving themselves to fit in. The number of people with eating disorders has rapidly increased over the years as media has become a more prominent part of daily lives. Messages depicting “perfect” bodies are…

is beneficial to invest early in a 401 k retirement plan because your money compounds and increases over time, employers match a percentage of your contribution and between 3-6 percent of your gross wages, and you receive deferred tax. It is imperative that one starts saving immediately after working because of the compounding effect of the 401 k plan. The average annual return for investments is about eight percent, which means that every seven years your money would double. According to…

so they can bear the load of the gear without becoming a heat casualty. Women also have more body fat than men do. Women need about 12% body fat whereas men only need about 3% body fat in order to live. Women need about 4 times greater body fat percentage than…

overconsumption as there is more than enough for almost everyone. One of the first world problems is obesity, and this problem is especially prominent in America. One of the very issue I have always had in my life was my weight, especially my body fat percentage. The cause of these problems was the lack of discipline and the need to be fit. Until last year,…

Childhood Obesity? The prevalence of obesity in America has risen over decades, specifically, childhood obesity. According to the American Heart Association, currently “about one in three American kids and teens is overweight or obese; nearly triple the rate in 1963” (“What is Childhood Obesity?”). In addition, 30 percent of children are affected by obesity, making it the most common chronic disease of children (“Obesity Action Coalition”). Childhood obesity is a serious dietary medical…

Discount 360 Credit Period – Discount Periods = 1 X 360 99 10 = 0.363636 = 36.36%. Annualizing The Credit Cost The 10-day discount period occurs 36 times per year. Using this information, it is possible to compute the effective annual rate of interest on a 360-day year: = [1+(credit cost / times compounded per year)] degree “Times compounded per year” – 1 = [1+(36.36% /36)] degree 36 – 1 = 0.4358 = 43.59% Annualized , the 36.36 percent cost of interest amounts to a…

share some similarities, there are also significant differences one needs to be aware of, such as how the investment works, the outside forces that influence value, liquidity, and the markets where they are traded. It is also important to understand rates of return, so I shall include multiple examples using a stock with and without a dividend component. Stocks are probably the most easily understood by the novice investor and are a market that is accessible by almost anyone. There are dozens of…

“Inflation is defined as a sustained increase in the general level of prices for goods and services. It is measured as an annual percentage increase. As inflation rises, every dollar you own buys a smaller percentage of a good or service”(Inflation: What Is Inflation? | Investopedia). Inflation causes the value of dollar to not stay constant. As inflation of the dollar rises, the purchasing powers decreases. The prices…

long-term-debt topped off at $905.4 million dollars and they’ve diligently decreased their long-term-debt by 0.1% from 2014 to 2015. Using the debt/equity ratio we rationalize that as of the close of fiscal 2015 HRB carries a 0.28% debt-to equity percentage signifying they have the ability to balance debt and pay notes without stressing the balance sheet. The debt-to-equity ratio of 1.44 exhibits their ability to thwart short-term cash flow issues. The tax giant has consecutively produced…

services, reduce employee benefits, and trim the workforce, calling into question the fiscal sustainability of many state governments” (Thorton, 2012). Therefore, it is necessary to complete an analysis of the organization’s finances. The comprehensive annual financial report (CAFR) can be used to show accountability to an organization’s stakeholders through transparency. This type of financial report helps communicate an organization’s financial situation to the stakeholders and analysts. In…