Student Debt Essay

In writing a book on debt, I should begin by acknowledging my own indebtedness to many who have taught and inspired me while I have been working on this project. My colleagues and students at North Park University should be recognized first. I have had many conversations about the main ideas of this book in my ethics classes, and they have strengthened and sharpened my arguments. I also would like to recognize my debt of thankfulness to North Park Library and its wonderful staffs. I have…

It’s nothing new when students complain about the overly increasing prices of textbooks. When a student decides to attend college, there are many expenses to keep in mind such as tuition, supplies, program fees, books and not to mention living expenses for those who choose to live on campus. Students can easily spend $300 on a single textbook, and that’s just for one book, one class. With all the expenses and the increasing costs of textbook, the issue of giving college students free textbooks…

Money is a huge problem for students now a days going to college. Tuition costs are rising at alarmingly rates. Add that with eating out, shopping trips, gas for the car, the price of textbooks, not to mention dorm rooms for on campus students, and forget about out of state students you have a college student's worst nightmare. College students drop out of school each year because they cannot afford it. Others are forced to juggle full schedules with full time jobs to make ends meet. It is…

Seventy thousand dollars to one hundred thousand dollars! This the student debt estimate for the majority of college students coming out of school. This amount is a staggering about of money to pay just so you could go to a classroom for most of your youthful years to learn way more that you need for a job just because your diploma requires it. Even after all those classes are taken and passed and you get that long awaited diploma, you may not be hired for that job due to competition in your job…

As I think more deeply about the student populations I serve as part of my fellowship, one of the things I have started to wonder more about is how student affinity groups may share different characteristics from the general student body. While I have been quick to assume that the general student body at Merrimack tends to come from more affluent backgrounds, I am starting to find that the same idea cannot be applied to commuter students and graduate students in the same way. For instance, as…

pay and give very good reasons for their decision. Rock-Richardson feels like students should pay for their own college education while Landry believes parents should pay. Parents should pay for their son or daughter’s…

should make on-time payments and don’t buy things you can’t afford. It is also not about the total amount of outstanding debt you have, but how much you owe compared to how much you have authorized to borrow. The length of your credit history accounts for 15 percent of your score. Your credit score also determines whether you are responsible in situations like car and student loans. An unusual amount of for applications for new credit in a short period of time is also a red…

This week’s lecture and viewing of the film Life and Debt opened my eyes to an inequality I had not really considered, global inequality. Whenever I considered the idea of inequality I thought about how certain people in a community had more access to resources than others. I had never really contemplated how certain governments were systematically oppressing other governments and therefore the people of those nations. Life and Debt’s focus on Jamaica shows just how vast of an impact this idea…

incredibly large interest on money. Learning how to establish and maintaining credit is a skill that everyone needs to take serious and perfect. To establish good credit, consumers should pay their bills on time, keep credit balances low and/or maintain the debt to income ratio, and periodically check for any discrepancies on credit report. To begin with, consumers should be responsible by paying their bills on time when they borrow money. The borrower agreed to pay the money back in a timely…

For my visual argument I made a graphic meant to represent the financial struggles of college. The board game is a mimic of Monopoly so that the viewer instantly recognizes it and can instantly understand the image. Like in Monopoly each block has different events that you go through to make it around the board, though here the prices are meant to represent different cost that come up during a school year such as tuition, housing, parking passes and meal programs. The colors used are supposed to…