Student Debt Essay

Marriage Apocalypse?” Carol Costello explaines that culturals attitudes toward traditional marriage are drifting away as many Americans millennial questions whether marriage is for them. As many young Americans were raised in environments of credit debt, student loans and marriage separation. In that fact the millennial generation prioritizes in their careers and travel. Many of them strongly belief staying single becomes more socially acceptable. As myself who also fall in the category of the…

Debt can be a burden and an add-on stressor in a person’s life. If not managed properly, debt can accumulate over time and causes financial hardship in the future. Things like credits, student, auto, and home loans are some factors that can lead a person into debt because they are usually the largest financial obstacle to tackle and can take years to pay back. Though these are wonderful ideas to invest in, there are some events that can occur in one’s life that may result in losing control of…

percent over the past 25 years, more than four times the inflation rate, the question must be asked, is the college investment overvalued (O 'Shaughnessy)? As college tuition increases so does the amount that students are borrowing. The combination of ever-increasing tuition, growing student debt (rising from $53 billion in 2001 to $120 billion in 2012), and the devaluation of a college degree points towards the formation of a higher education bubble (Lucca 3). By first making the case for…

An ambitious high school student, a current college student, and a parent could tremendously benefit from the College For All Act currently being debated in congress. It’s a bill that could send millions of children to college, and despite what Wall-Street's’ warring lobbyists argue, it can easily be affordable. It is funded by the Robin Hood Tax, a sister bill being introduced along-side the C.F.A.A. which innocently places a simple sales tax on Wall-Street speculation. The tax charges an…

The shareholders were eagerly awaiting the arrival of ships loaded with gold, silver, and other valuable products from the Spanish colonies, which would multiply the return on their investment in the South Sea Company. The problem was that the boats and wealth had only been in the minds of the promoters who, counting on the monopoly to negotiate with the Spanish colonies, were dedicated to spreading rumors about the immense wealth that were waiting for their shareholders in the new world. To…

Many people wonder if working throughout college affects the student in a good or bad way. It’s hard for every college student to get a full scholarship or a federal loan. A student needs a lot of money because college tuition is very expensive to pay for every semester. College students try to lessen the cost of school by getting a part-time job. Students should work throughout college because it helps time-management skills, work experience, and financial stability. Some people may believe…

Is a college degree actually worth the time and money it takes to achieve it? Some may believe so, some may think the complete opposite. There are a lot of factors that go into the choice of going to college, such as what major you want, how long it is going to take, and if you can afford it. People pay thousands of dollars just so that they can get a piece of paper that has their name on it saying that they have gotten their college education. In some ways college can seem that it is broken and…

Earlier this month, Hillary Clinton unveiled her plan to make college more affordable. The plan, titled the New College Compact, would allow students to attend a four-year public college without taking out loans for tuition, while also providing states with higher enrollments of low- and middle-income students with more funding. The Compact would cost $350 billion over the next ten years, and would primarily be paid for through closing tax loopholes and capping tax deductions wealthy families…

emergency expenditures. In real life, however, most Americans do not have savings that are sufficient to handle unexpected financial crises. If the refrigerator must be replaced, someone falls ill or a car needs a costly repair, many people must take on a debt of some type to cover the expense. Although credit cards are popular for such emergency expenditures, an installment loan can be a better option. Why Installment Loans Are Viable Alternatives to Credit Cards Credit cards are a type of…

How can students fund their college education? “Figuring out how to pay for college can be difficult and confusing” (Source 1). However, many people believe paying for college can be very stressful and leave them in debts. As the world becomes more advanced companies and people have started to grant students with rewards or loans to help pay their college fee. The purpose of this essay is to inform you about the different ways in which students can pay for college education. Firstly,…