401(k)

inconsistent with an owner’s estate planning goals. Even if an owner’s estate is the beneficiary, the owner should complete a beneficiary designation form. Distributions from retirement accounts in the case of no named beneficiaries follow these rules: • 401(k) accounts : If the account holder had not begun receiving distributions before the time of death, the account must be distributed to the estate within five years. If the account holder died after the distributions began, distributions may…

to a regular health care providers, and tend to be sicker. Wal-Mart’s approach to this issue is to discourage people considered unhealthy to be hired. The company hires more part time workers so that they do not have to pay for benefits, and reduce 401(k) contributions. No wonder there are massive protests for inadequate health care against Wal-Mart in 35 cities across the nation in the month of April 2015 alone. When a company does not have good CSR, government has to intervene. In 2006, 30…

To get from where I am today I had to go through a lengthy process of tests assessments, physical tests, and a lot of experience to become a successful career after all these assessments you become a successful agent and receive a lot of benefits and a salary. Requirements: From childhood I had the great talent and ability for problem solving and a great sense of justice. In high school, some electives I took were youth and law and forensic which were class’s I considered essential for the…

their people, and that the issue is not the number of terms, but what the leader remaining on power has done or is doing during those terms (See GUMEDE, W., 2015; CLOETE, F, et al., 2003; FRANCK, T.M, 1992; DOLO, E., 2006; TESHOME, W., 2009; OBENG, K. W., 2011; BOYNE, G.A, et al., 2008; HOEANE, T., 2004). Thus, if this version is upheld, it would have as consequence to allow some African leaders to confront democracy by arguing that the values that democracy represents do not fit to their…

Collegial Collaboration Collegial collaboration means to work jointly with others or together especially in an intellectual endeavor. There are five characteristics to collegial collaboration within a school setting. The five characteristics include spontaneous, voluntary, development-oriented, pervasive across time and space, and unpredictability.(Foard,2013). While being paired into collaborative groups to complete a project, each characteristic will be implemented into fidelity. The…

potential employees that they are entitled to medical, dental, vision packages, and prescription coverage for both full and part-time employees (those working a minimum of 21 hours per week). The company also offers life insurance benefits and a 401(k) retirement savings…

Rich Dad Poor Dad is an amazing book. I loved reading the book because of the way the author uses his personal story to reach the minds of his readers. The author also uses such an easy approach to present controversial ideas to his readers with the intention of getting them to embrace new perspectives about money. In this piece, I am going to highlight some of the points I picked from the book and how I relate to it. The first point I got from the book is that one can be highly learned but…

Every hour of every day could be filled by the stories of a family’s breadwinner losing their job to cheap labor overseas when their greedy company decides to globalize. My perspective is driven by the effects of outsourcing will give the general public lower prices on goods, but will also destroy the U.S. economy in the long run. I do realize that globalization affects more than just Americans. When businesses move the majority of their jobs overseas, those countries experience a boom of…

Intellectual assets are important drivers of wealth creation and competitive advantages. Boeing’s human and social capital, technology, and intellectual property rights all contribute to value of the company. Human capital is the foundation of intellectual capital at any firm. Boeing’s employees make the company possible. Employees are hired for their specific set of skills that will allow them to excel in a certain position. While these capabilities are obviously necessary, Boeing expects more…

Target Corporation is the second largest discount retailer in the United States. It currently operates almost 1,800 stores in 49 states, and has been able to deliver high-quality, on-trend merchandise at discount prices to its customers, more so than their competitors ( Target Brands, Inc., 2016). The company’s mission is to make “Target the preferred shopping destination for their customers by delivering outstanding value, continuous innovation, and an exceptional guest experience by…