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26 Cards in this Set
- Front
- Back
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What is Texas personal auto policy trap? |
Coverage for a persons, personal property liability to others, that insurance may be responsible for an types of payments regarding injure injuries impossible this to the insured, family, members passengers, and others, because of negligence |
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When was trap written |
1992 |
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What foreman the Texas personal auto policy follow |
Liability coverage (COV. A) Medical payments (B1) Personal injury protection coverage (B2) Uninsured and underinsured motorist Coverage( Cov. C) Coverage to damage your auto comprehensive (D2) Duties after an accident or loss(Cov. E) General (Cov.F) |
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What is the coverage for coverage A (Liability Coverage) |
30/60/25 30,000 per person bodily injury 60,000 per accident bodily injury 25,000 property damage |
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What does B2 cover (personal injury) |
Lost wages in household services, if damage results and covered loss 2500 per person 5000 per person 10000 per person |
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What does Coverage C cover?(UNINSURED UNDERINSURED MOTORIST COVERAGE) *UM* |
Damages for covered person |
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Which coverage can a person reject? |
B2 PIP AND UM but only in writing |
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What coverage is necessary to offer? |
Liability |
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Does B1 and B2 have a deductible? |
No |
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What is a covered auto |
Any vehicle shown in the declarations? |
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What is a trailer? |
Designed to be pulled by a private passenger auto or a pick up |
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What party is liability coverage |
Third-party |
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Who do we not provide liability coverage for? |
The intended |
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What is the limit for bodily injury? |
30/ per person |
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What is the limit for bodily injury per accident? |
60 |
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What is the limit for property damage? |
25 |
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What party is medical payments coverage? |
1st party |
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What is pro rata? |
Two policies with the same loss |
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When won’t we cover you? |
If you sustain bodily injury while competing in race activities |
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What is the D1 |
Comprehensive collision Fire, theft |
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What is D2? |
Collision |
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What is comprehensive |
Lord other than collision to your covered auto |
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What is collision? |
Impact with a human |
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What will we not pay for coverage for your damage auto |
Electronics |
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What do we pay for damage to your auto? |
Without endorsement 1500 of the actual cash value of your covered auto |
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What happens if we do not agree |
The umpire make the decision |
