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27 Cards in this Set

  • Front
  • Back
When using the ABC method for prioritizing things to do, the C items are:
urgent
required
not urgent
not required
Not urgent.
All of the following are common barriers to effective use of time EXCEPT:
well-organized work space
poor sleep habits
cluttered work space
saying "yes" to everyone
Well-organized work space.
Which of the following techniques is NOT considered a part of coping with stress?
getting help
learning to relax
looking after your body
putting off stressful events
Putting off stressful events.
Which of the following techniques is recommended for reducing stress?
power walk
keep working
breathe harder
tense the body
Power walk.
Which glands respond to perceived threats by releasing hormones into the bloodstream?
sweat and oil
thyroid and salivary
pituitary and adrenal
sebaceous and sudoriferous
Pituitary and adrenal.
Dividing your time appropriately between your professional and personal lives is an example of maintaining:
budget
income
balance
procrastination
Balance.
A systematic plan for the estimated income and expenditure of money over a period of time is called a:
goal
budget
schedule
milestone
Budget.
Which of the following could be a suggestion for reducing expenses?
make impulse purchases
cook at home more often
avoid shopping around for big expense items
avoid paying cash by using credit cards that accumulate interest
Cook at home more often.
Which of the following terms defines a specific target or benchmark of achievement that can be attained within a specific timeframe?
goal
budget
schedule
milestone
Goal.
All of the following are the ways to increase your income EXCEPT:
applying for another credit card
selling unwanted items
generating more tips by improving customer service
continuing education to expand your job opportunities
Applying for another credit card.
What does the ‘M' represent within the S.M.A.R.T. goal system?
Mastery
Meaningful
Measurable
Mentionable
Measurable.
The alert signal indicating that pressures and demands are beyond your ability to cope is called:
distress
eustress
stress response
distress response
Stress response.
Putting something off that is unpleasant or burdensome is called:
idleness
laziness
unorganized
procrastination
Procrastination.
Which of the following is NOT a discretionary expense?
rent
a daily latte
designer purse
plasma TV
Rent.
Projecting what you think your income and expenses will be during a future time period is referred to as:
financing
prioritizing
forecasting
dreaming
Forecasting.
Positive stress resulting from motivating, nonthreatening experiences, such as winning a competition, is referred to as:
distress
eustress
stress response
distress response
Eustress.
Which pattern of distribution represents the principle discovered by Vilfredo Pareto?
50/50
60/40
70/30
80/20
80/20.
The total amount of money you actually earned is your:
net income
gross income
discretionary expense
variance
Gross income.
The variance is positive if the actual expense amount is higher than the budgeted amount.
True
False
False.
Surplus is a positive number which means you have some money left over.
True
False
True.
Discretionary expenses are the necessary expenses you can't avoid.
True
False
False.
High achievers focus on the vital 20 percent of efforts that will produce 80 percent of their results.
True
False
True.
A common attribute of high achievers is the ability to focus attention and energy on what's important.
True
False
True.
One of the basic steps to managing your personal finances is to spend less money than you earn.
True
False
True.
When using the ABC prioritizing technique, the A items are the ones that can be easily postponed if necessary.
True
False
False.
Doing one thing at a time is one of the ways to reduce stress.
True
False
True.
Variance is the money that you spend or pay out.
True
False
False.