P And C Insurance Exam

Front 1

DP "A"

Back 1

Dwelling coverage. Structures attached to the dwelling, materials and supplies used in construction or repair...

Front 2

DP "B"

Back 2

Other structures. 10%

Front 3

DP "C"

Back 3

Personal property 10%

Front 4

DP "D"

Back 4

Rental Value. Rental income lost 10%

Front 5

DP "E"

Back 5

Additional living expense. (Insured has to move out for a short time period)

Front 6

DP1

Back 6

Basic form. Fire, lightning, internal explosion. Plus optional extended coverage. REV C SHAW, V and MM

Front 7

DP2

Back 7

Broad form. DP1 and BIAFFECT

Front 8

DP3

Back 8

Special form

Front 9

H01

Back 9

Basic form. Covers dwelling and personal property (A-D)

Front 10

H02

Back 10

Broad form. Same as H01, plus 6 others

Front 11

H03

Back 11

Special form. Coverage on dwelling and other structures. However, "C" (personal property) insures against losses caused by broad form perils

Front 12

H04

Back 12

Renters or tennants. Provides names perils coverage

Front 13

H05

Back 13

Comprehensive form. Same as H03 with the H015 endorsement

Front 14

H06

Back 14

Condominium form. Same coverage as on a renters policy

Front 15

H08

Back 15

Same as H01 except losses are paid on an actual cash value basis

Front 16

H0 "C"

Back 16

Personal property. covers 50% of coverage "A"

Front 17

H0 "D"

Back 17

Loss of use. Pays for incresed living expenses if the insured cannot ocupy the residence following a loss

Front 18

Auto coverage part "A"

Back 18

Liability. Provides protection against amounts an insured may become liable to pay, eg bodily injury or property damage. Also includes duty to defend the insured in a lawsuit

Front 19

Auto coverage part "B"

Back 19

Medical/personal injury protection (first party coverage).

Front 20

Auto coverage part "C"

Back 20

Uninsured/underinsured motorist

Front 21

Auto coverage part "D"

Back 21

Damage to your auto. Collision/comprehensive/deductible

Front 22

Auto coverage part "E"

Back 22

Duties after a loss or accident

Front 23

Auto coverage part "F"

Back 23

PAP General Provisions

Front 24

H0 "E"

Back 24

Comprehensive. Personal Liability Insuring Agreement. Obligates the insurer to pay all sums for bodily injury and property damage to others.

Front 25

H0 "F"

Back 25

Medical payments to others

Front 26

Commercial property "A"

Back 26

Commercial building

Front 27

Commercial property "B"

Back 27

Business personal property

Front 28

Commercial property "C"

Back 28

Personal property of others