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25 Cards in this Set
- Front
- Back
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Credit is buying now and paying later at no extra cost.
T/F? |
False
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Which of the following is the definition of a field day?
• A day designated by the captain for participation of all hands in organized sports • A period set aside for the maintenance of personal clothing • The day before an important personal inspection • A period when all hands thoroughly clean the ship inside and out |
A period when all hands thoroughly clean the ship inside and out
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Your department is responsible for cleaning all the areas listed on which of the following documents?
• The compartment checkoff list • The Maintenance and Material Management System • The Cleaning, Preservation, and Maintenance Bill • The Watch, Quarter, and Station Bill |
The Cleaning, Preservation, and Maintenance Bill
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Expenses that are the same each month.
• Fixed • Net income • Allotments • Deductions |
Fixed
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The money paid to a member after all deductions and allotments are paid.
• Fixed expenses • Gross income • Net income • Deductions |
Net income
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Who is responsible for the safety, health, and well-being of your family?
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Yourself
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Good credit is priceless for which of the following reasons?
• Buying a house • In emergencies • Making big purchases |
In emergencies
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The money taken from gross income to pay debts to the United States.
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Allotments
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When using cleaning agents, such as detergents, you should take which of the following steps to ensure good cleaning results?
• Wetting and rinsing only • Scrubbing, wetting, and drying • Wetting, scrubbing, and rinsing • Scrubbing and drying only |
Wetting, scrubbing, and rinsing
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Victims of spouse or child abuse can report incidents directly to which of the following persons/activities?
• FAO • FSC • Medical treatment center • All of the above |
All of the above
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Vinyl deck coverings should be given what care frequently?
• Clamped down, dried, and buffed with a buffer • Scrubbed, waxed, and buffed with an electric buffing machine • Swabbed with detergent and waxed with self-polishing wax • Buffed with scouring pads and mineral spirits |
Clamped down, dried, and buffed with a buffer
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Field days accomplish which of the following functions?
• Reduce the dirt intake caused by operating equipment • Aid in the preservation of the ship by extending paint life • Improve the appearance and sanitary condition of the ship • All of the above |
All of the above
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What method, if any, can you use to find the total amount you will pay for a loan?
• Add the price of the purchase to the total amount of the loan • Subtract the price of the purchase from the total amount you will pay for the loan • None |
Subtract the price of the purchase from the total amount you will pay for the loan
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What is the result of abusive behavior of Navy personnel?
• Destroyed lives • Negative morale of the military unit • Bad reputation of the military in the civilian community • All of the above |
All of the above
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Which of the following is the key to money management?
• Using a budget • Using an ATM • Using a checking account • Each of the above |
Using a budget
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What program, if any, was established to help families in distress?
• Case Review Committee (CRC) • Family Advocacy Program (FAP) • Family Advocacy Committee (FAC) • None |
Family Advocacy Program (FAP)
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You are planning a budget. What is the first thing for which you should plan?
• Savings • Food • Rent • Clothes |
Savings
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According to the U.S. Department of Labor, approximately what percentage of your income should be budgeted for housing costs?
• 15% • 20% • 30% • 25% |
25%
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Which of the following are principles of using credit?
• Don’t use credit for splurging • Make as large a down payment as possible • Use credit to purchase goods that will last for a long time • Each of the above |
Each of the above
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Of the following expenses, which one is a fixed expense?
• Savings • Rent • Clothes • Food |
Rent
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The amount of money taken from pay for income taxes, Social Security, SGLI, and so forth.
• Fixed expenses • Net income • Allotments • Deductions |
Deductions
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Which of the following is/are types of involuntary allotments?
• CFC pledges • Purchase of U.S. savings bonds • Garnishment of pay • All of the above |
Garnishment of pay
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Stress happens when there is an imbalance between the demands of our lives and the means we have to deal with those demands.
T/F? |
True
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What are the three means we can use to deal with stress?
• Acceptance, avoidance, and perspective • Acceptance, attitude, and perspective • Acceptance, avoidance, and rejection • Attitude, avoidance, and perspective |
Acceptance, attitude, and perspective
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Cleaning gear is stocked and issued from what area?
• The first lieutenant’s storeroom • The supply department • The common gear locker • The aft deck storeroom |
The first lieutenant’s storeroom
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