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8 Cards in this Set
- Front
- Back
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ECOA HMDA RESPA FCRA TILA Name the full abbreviation and regulation letters |
Equal Credit Opportunity Act- regulation B Home mortgage disclosure act-regulation C Real estate settlement procedure act-regulation X Fair credit reporting act- regulation V Truth in lending discourse Act-regulation Z
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HERA FACT Name the full abbreviation and what sections |
Housing and economic Recovery act section 5, this law created the safe act Fair and accurate credit transactions section 114 rules red flag rules/identity theft rules |
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GLB aka SPF HOEPA AfBA/aba name the full abbreviation and important facts |
Gram Leach Bliley -safeguarding, pretexting, financial privacy Home Ownership and Equity Protection Act section 32 and high cost loans affiliated business arrangement 1% ownership |
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Civil Rights Act What year and what does it cover |
1866 and race |
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Consumer financial protection bureau purpose is to... |
promote financial stability through accountability and transparency |
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What two acts created the consumer financial protection bureau CFPB |
The Dodd-frank act and the consumer finance protection act |
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The CFPB combined what offices ? what act is not monitored by CFPB? |
OCC ,OTS ,FDIC, NCUA ,HUD,FTC, federal reserve the fair housing act is not monitored by the CFPB |
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What is the purpose of RESPA reg X |
help consumers become better shoppers for settlement services |
