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21 Cards in this Set

  • Front
  • Back

ACV

Actual cash value

Additional Living Expenses

ALE

Coinsurance Clause

80% .80 X value of property

Deductible

Subtract from the lost amount

friendly fire

Stays within the intended means

Hostile fire

Fire that escapes the confines

Special investigations unit

SIU

Subrogation

Recover the amount of loss from the part of responsible or liable for the damages

The homeowner policy is a what type of policy

Package policy, both property and casualty coverages 1950

Morale

Careless

Moral

Dishonest

HO1(coverage A-attached)

Least•Basic


Dwelling


11 perils

HO2(coverage b-beside )

More•Broad•other structures


17 perils

HO3(coverage c-car)

More•special •personal property


All perils except specific by policy

Loss of use coverage

Pays for additional living expenses if home is damaged by covered perils

What is coverage B- beside limit?

10%

What is not covered under coverage a?

Landslides


Hurricanes


Sink holes

What is the limit for coverage c?

$1500 loss by theft jewelry


$2500 fire arms

What does Coverage D(loss of use cover

Remove and repair debri $1000 limit

Coverage E

Personal Liability

Coverage F

Medical payments to others