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20 Cards in this Set

  • Front
  • Back
HO015
>Special Personal Property<
Changes named perils to open perils
HO490
>Personal Property Replacement Cost<
Changes personal property from ACV to RC
HO420
>Specified Amount of Insurance<
Increases RC of dwelling
HO432
>Limited fungi, wet or dry rot bacteria<
Covers a portion of loss caused by fungi, mold or mildew
HO495
>Water Backup and Sump Overflow<
Up to $5000 for loss caused by water back up or sump overflow.
HO411
>Additional Limits of Liability ABCD <(replaced by HO-420)
Provides additional Coverage A when the cost to rebuild the dwelling exceeds the limit of liability. BCD DO increase.
HO414
>Special computer coverage<
Changes covered perils from named to all risk
Covers hardware and software
HO441
>Additional Insured<
Adds an additional insured with insurable interest in the property who does not reside there
HO0448
>Other structures increase limits <
Increases coverage B up to 100%
HO0454
>Earthquake Coverage<
Covers for a direct physical loss caused by an earthquake
Not available in CA
HO0461
>Scheduled personal property<
Insures specific personal property items at their appraised amount.
HO0465
>Coverage C increased special limits of liability<
Increase special limits of liability to specified amounts.
HO0498
>Refrigerated property coverage<
Insured up to $500 property contained in freezers or refrigerators. Covers electrical interruption.
HO1731
>Unit Owners coverage C<
Changes HO6 "C" from named perils to all risk.
HO2475
>Watercraft<
Extends coverage E and F to watercraft.
HO2482
>Personal injury<
Extends Coverage E to include false arrest, libel, slander, invasion, of privacy.
HO2464
>Snowmobile<
Extends Coverage E and F to cover snowmobile.
HH8099
>Identity Fraud Expense Coverage<
HO4350491
>Loss assessment coverage<
Up to 25000
HO2388
>Mine Subsidence<
Applies to coverage A, max of $350000