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4 Cards in this Set
- Front
- Back
Direct Insured (CDAA) |
- Claims on employer's and public liabily insurance -Damage to building, equipment or vehicles -Any attributable production and/or general business loss -The absence of employees |
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Direct Uninsured (FSDIAl) |
-Fines resulting from prosecutions by the enforcement authority -Sick pay -Damage to equipment, vehicles, product or process not directly attributavle to the acciedebt(e.g caused by replacement staff) -Increases in insurance premiums resulting from the accident -Any compensation not covered by the insurance policy due to the excess agreed between the employer and insurance policy -Legal representation following a compensation claim. |
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Indirect Insured (CPR) |
-a cumulative bussiness loss -Product or process liability claims -Recruiment of replacement staff
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Indirect Uninsured ( LAPELRAFL) |
-Loss of goodwill and poor corperate image -Accident investigation and subsequent remedial action requiered -Production delays -Extra overtime payments -Lost time for other employees, such as first-aider, who tend to the needs of injured person -Recruiment and training of replacement staff -additional administration time incurred -First-aid provision and training -lower employee morale possibly dealing to reduced productivity |