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4 Cards in this Set

  • Front
  • Back

Direct


Insured (CDAA)

- Claims on employer's and public liabily insurance


-Damage to building, equipment or vehicles


-Any attributable production and/or general business loss


-The absence of employees

Direct


Uninsured (FSDIAl)

-Fines resulting from prosecutions by the enforcement authority


-Sick pay


-Damage to equipment, vehicles, product or process not directly attributavle to the acciedebt(e.g caused by replacement staff)


-Increases in insurance premiums resulting from the accident


-Any compensation not covered by the insurance policy due to the excess agreed between the employer and insurance policy


-Legal representation following a compensation claim.

Indirect


Insured (CPR)

-a cumulative bussiness loss


-Product or process liability claims


-Recruiment of replacement staff


Indirect


Uninsured ( LAPELRAFL)

-Loss of goodwill and poor corperate image


-Accident investigation and subsequent remedial action requiered


-Production delays


-Extra overtime payments


-Lost time for other employees, such as first-aider, who tend to the needs of injured person


-Recruiment and training of replacement staff


-additional administration time incurred


-First-aid provision and training


-lower employee morale possibly dealing to reduced productivity