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4 Cards in this Set
- Front
- Back
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Types of dental Treatment |
Diagnostic and preventative - routine exams and x-rays, cleanings, fluoride treatments Restorative - repairing or restoring teeth that have been damaged usually by tooth decay Oral surgery-surgery performed in the oral cavity Endodontics-treatment of the pulp or soft tissue of the tooth Periodontics-treatment of the supporting structures of the teeth the gums. Prosthodontics-artificial replacements, such as Bridges and dental implants Orthodontics-correction of irregular alignment of the teeth |
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Features of dental insurance |
Any provider versus PPO Scheduled versus non-scheduled benefits Diagnostic and preventative usually 100% covered Basic services fillings, crowns, anesthesia. Coinsurance usually 80/20 subject to annual limit Major services route canals, oral surgery, gum treatment,. Coinsurance usually 50/50 subject to annual limit Pre-determination of benefits often required |
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Group |
Usually a separate policy Maybe integrated with medical coverage – one deductible for both |
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Adverse selection |
Probationary periods Limitations on benefits for late enrollees Reduced benefit limits during the first year of coverage |
