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Redlining
Akin to racial steering . The Bank and other financial institution's routine refusal of mortgages to prospective African American homebuyers as well as franchisees in the predominantly Minority communities.
Racism
A set of attributes , beliefs , &practices as used to justify the belief that somehow one racial group is either superior or inferior to other.
Sedimentation of Racial Inequality
The intergenerational impact of De Jure & De facto Racism that hinder and limit the capacity ( ability) of Black to secure and accumulate wealth.
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