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THE PERILS OF HEALTH INS.
2. Perils of Health Ins. R
“Accidental Injury
& Sickness.
“There are (4) Types of
“LOSSES & BENEFITS”
For Health-Insurance
1. Loss of Income from
(Disability)
2. Medical Expenses
3. Dental Expenses
4. Long Term Care Expenses.
DISABILITY - INCOME
Disability Income Ins.
“Policies” Replace Income Lost while the Insured is Unable to Work. Benefits are”Valued” Meaning the Benefits are(Stated Amounts).- Based on a
“Percentage of the Insureds (Lost-Income)
ACCIDENT & DEAT-DISMEMBERMENT
AD&D - MEDICAL EXPENSES.
Medical Expense Ins. Covers the “Cost of Medical Treatment”.-
Physician - Fees.
Hospitalization and Other Medical Costs that Ensues when the Insured Incurs an Accidental Injury or Sickness. Medical Expense Benefits May Cover the Insured & their “Dependents”.
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