term1 Definition1term2 Definition2term3 Definition3
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Stock
Owned by stockholders
Issue nonparticipating policies (nonpar)
Mutual
Owned by policyowners (policyholders)
Issue participating policies (par)
Pay dividends to policyholders which are a refund of excess premiums
Fraternal Benefit Society
Not for profit organization
Benevolent and charitable brotherhood
Membership based on religious, national or ethnic lines
Must be member to receive benefits
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