term1 Definition1term2 Definition2term3 Definition3
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Coverage E added
Additional living expense - to maintain normal living standard while dwelling is being repaired
Dp2 named perils
Fire, lightning and WHARVES. BMW built into DP - 2
Additional perils - not in DP - 1
Collapse caused by certain perils
Accidental discharge of water
Damage from freezing of plumbing
Burgular damage to premises
Objects falling
Breakage of glass
Bulging of steam or hot water heat
Ice, snow or sleet - weight of
Electrical damage from
Florida mandatory endorsement
Catastrophic Ground Cover Collapse
Other coverages
Same as DP - 1 difference is rios - rental, improvement, other structure and shrubs.
Settlement
Replacement cost - coverage A & B only - pays new for old if property insured for 80 percent of replacement cost
Building ordinance
Automatic on DP 2 & 3 for building owner - 10 % of A, for building owner - 10 % of B for tenant - 10 % of improvement limit applies
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