term1 Definition1term2 Definition2term3 Definition3
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Insurance Leverage
Reserves/Policyholders' Surplus=(Premiums Written/Policyholders'Surplus)*(Reserves/Premiums Written)
Annual Rate of Return for a Stock
={Dividend+Capital Gain)/ Share Price at the Beginning of the Year
Annual Rate of Return for a Bond
=(Interest+Capital Gain/Bond Price at the Beginning of the Year
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