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8 Cards in this Set

  • Front
  • Back
Credit History
The complete record of your borrowing and repayment performance.
Credit Bureau
A company that gathers, stores, and sells credit info to business subscribers.
Credit Report
A written statement of a consumer's credit history, issued by a credit bureau to its business subscribers.
Character
A responsible attitude toward living up to agreements, often judged on evidence in the person's credit history.
Capacity
The finnancial ability to repay a loan with present income.
Credit Rating
A measure of creditworthiness based on an analysis of the consumer's finnacial history.
Discrimination
Treating people differently based on prejustice rahter than individual merit.
Debt Collector
A person or company hired by a creditor to collect the overdue balance on an account.