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8 Cards in this Set
- Front
- Back
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Credit History
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The complete record of your borrowing and repayment performance
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Credit Bureau
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A company that gathers, stores, and sells credit information to business subscribers
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Credit Report
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A written statement of a consumer's credit history, issued by a credit bureau to its business subscirbers
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Character
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A responsible attitude toward living up to agreements, often judged on evidence in the person's credit history
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Capacity
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The financial ability to repay a loan with present income
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Credit Rating
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A measure of creditworthiness based on analysis of the consumer's financial history
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Debt Collector
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A person or company hired by a creditor to collect the overdue balance on an account
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Discrimination
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Treating people differently based on prejudice rather than individual merit
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