Business English 1. Jahr - Raising Finance

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borrowing money

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[VN] ~ sth (from sb/sth) to take and use sth that belongs to sb else, and return it to them at a later time; borgen

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loan shark

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(disapproving) a person who lends money at very high rates of interest; Kredithai

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secure (v.)

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~ sth (for sb/sth) | ~ sb sth (formal) to obtain or achieve sth, especially when this means using a lot of effort: sichern

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long-term

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that will last or have an effect over a long period of time; langfristig

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bills

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a piece of paper that shows how much you owe sb for goods or services; Rechnung

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overdrafts

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the amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this; Überziehungskredit

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sayings

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a well-known phrase or statement that expresses sth about life that most people believe is wise and true; Spruch

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root of all evil

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the cause of everything that is harmful and bad

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fool

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a person who you think behaves or speaks in a way that lacks intelligence or good judgement; Idiot / Narr

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parted

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[often passive] ~ sb (from sb) (formal) to prevent sb from being with sb / sth; getrennt

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consultancy

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a company that gives expert advice on a particular subject to other companies, people or organizations: Unternehmensberatung

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start-up companies

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[onlybeforenoun] connected with starting a new business or project

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debt

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a sum of money that sb owes: Schuld

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equity

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(finance) the value of a company's shares; the value of a property after all charges and debts have been paid: Firmenkapital

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preferable

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~ (to sth / to doing sth) | ~ (to do sth) more attractive or more suitable; to be preferred to sth: bevorzugt

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unlikely

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~ (to do sth) | ~ (that...) not likely to happen; not probable: unwahrscheinlich

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route

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~ (to sth) a particular way of achieving sth; Weg

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subscribe

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~ (for sth) (finance) to apply to buy shares in a company; (unter)zeichnen

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lenders

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(finance) a person or an organization that lends money; Darlehensgeber

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pose (a problem)

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[VN] to create a threat, problem, etc. that has to be dealt with: darstellen

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vehicle

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(rather formal) a thing that is used for transporting people or goods from one place to another, such as a car or lorry/truck

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venture capital

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(business) money that is lent to sb to buy buildings, equipment, etc. when they start a business; Beteiligungs-/Risikokapital

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collateral

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(finance) property or sth valuable that you promise to give to sb if you cannot pay back money that you borrow: Hinterlage

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warranty

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a written agreement in which a company selling sth promises to repair or replace it if there is a problem within a particular period of time; Garantie

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charge (n.)

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~ (for sth) the amount of money that sb asks for goods and services: Gebühr / Belastung

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fee

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an amount of money that you pay for professional advice or services: Honorar

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interest

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~ (on sth) (finance) the extra money that you pay back when you borrow money or that you receive when you invest money: Zins

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expense

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the money that you spend on sth: Ausgabe

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due

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[not usually before noun] when a sum of money is due, it must be paid immediately: fällig

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amount

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a sum of money: Summe

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instalment

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one of a number of payments that are made regularly over a period of time until sth has been paid for: Ratenzahlung

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state-of-the-art

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using the most modern or advanced techniques or methods; as good as it can be at the present time: auf dem neuesten Stand der Technik

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asset

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[usually pl.] a thing of value, especially property, that a person or company owns, which can be used or sold to pay debts: Vermögen

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possession

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something that you own or have with you at a particular time; Eigentum

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property

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a thing or things that are owned by sb; a possession or possessions: Eigentum / Liegenschaft

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share

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(in sth) any of the units of equal value into which a company is divided and sold to raise money. People who own shares receive part of the company's profits: Anteil

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stake

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~ in sth an important part or share in a business, plan, etc. that is important to you and that you want to be successful: Beteiligung / Anteil

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contribution

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a sum of money that is given to a person or an organization in order to help pay for sth: Beitrag

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subsidy

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money that is paid by a government or an organization to reduce the costs of services or of producing goods so that their prices can be kept low: Subvention

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damages

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an amount of money that is paid to sb by the person, company, etc. that has caused them harm or injury: Schaden

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liabilities

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the amount of money that a person or company owes: Schulden

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suppliers

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a person or company that supplies goods: Lieferant

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facility

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buildings, services, equipment, etc. that are provided for a particular purpose: Anlage

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overhead

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connected with the general costs of running a business or an organization, for example paying for rent or electricity: Unterhalt

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scan

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to look at every part of sth carefully, especially because you are looking for a particular thing or person: absuchen

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emerging

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(of facts, ideas, etc.) to become known: aufkommend

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entrepreneurs

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a person who makes money by starting or running businesses, especially when this involves taking financial risks; Unternehmer

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prosperity

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the state of being successful, especially financially; Wohlstand

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reluctant

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(to do sth) hesitating before doing sth because you do not want to do it or because you are not sure that it is the right thing to do: abgeneigt

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start-up capital

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[only before noun] connected with starting a new business or project: Risikokapital; Startkapital

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readily available

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quickly and without difficulty: leicht abkömmlich

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promote schemes

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a plan or system for doing or organizing sth: befördern

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encourage

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to persuade sb to do sth by making it easier for them and making them believe it is a good thing to do: bestärken

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cause (v.)

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to make sth happen, especially sth bad or unpleasant: verursachen

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favour

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to prefer one system, plan, way of doing sth, etc. to another: bevorziehen

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expressed

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to represent sth in a particular way, for example by symbols: ausgedrückt

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guarantee

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a written promise given by a company that sth you buy will be replaced or repaired without payment if it goes wrong within a particular period: Garantie

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conducive

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~ to sth (written) making it easy, possible or likely for sth to happen: förderlich

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apologize

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~ (to sb) (for sth) to say that you are sorry for doing sth wrong or causing a problem: sich entschuldigen

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circumstances

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the conditions and facts that are connected with and affect a situation, an event or an action: Umstände

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exceeded

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to be greater than a particular number or amount: überschritten

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significantly

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in a way that is large or important enough to have an effect on sth or to be noticed: wesentlich

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boost

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to make sth increase, or become better or more successful: ankurbeln

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poised

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~ for sth | ~ to do sth completely ready for sth or to do sth; bereit

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catalyst

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~ (for sth) a person or thing that causes a change: Beschleuniger

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enfeebled

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(formal) to make sb/sth weak; entkräftet

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subcontractors

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a person or company that does part of the work given to another person or company; Unterlieferanten

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fortunes

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chance or luck, especially in the way it affects people's lives: Schicksal

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ingredients

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one of the things or qualities that are necessary to make sth successful: Zutat

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foster

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(written) to encourage sth to develop: fördern

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skills

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~ (in / at sth) | ~ (in / at doing sth) the ability to do sth well: Fertigkeit

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expertise

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~ (in sth / in doing sth) expert knowledge or skill in a particular subject, activity or job: Fachwissen

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mature

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fully grown and developed: reif

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sanctuary

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safety and protection, especially for people who are being chased or attacked: Zufluchtstätte

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scrambling

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~ (for sth) a situation in which people push, fight or compete with each other in order to get or do sth: sich balgen um

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reliance

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the state of needing sb/sth in order to survive, be successful, etc.; the fact of being able to rely on sb/sth; Abhängigkeit

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sufficiently

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enough for a particular purpose; as much as you need: zureichend

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race track

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a track for races between runners, cars, bicycles, etc; Rennstrecke

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gamblers

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to risk money on a card game, horse race, etc: Spieler

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commonplace

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done very often, or existing in many places, and therefore not unusual: alltäglich

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assumption

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a belief or feeling that sth is true or that sth will happen, although there is no proof: Annahme

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merchant banks

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a bank that deals with large businesses; Investitionsbank

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failures

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somebody or something that is not successful: Misslingen / Misserfolg

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averse

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not ~ to sth / to doing sth liking sth or wanting to do sth; not opposed to doing sth: unwillig

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scores

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very many: Menge

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avoid

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to prevent sth bad from happening: meiden, ausweichen

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turnover

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~ (of sth) the total amount of goods or services sold by a company during a particular period of time: Umsatz

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aid (v.)

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(written) to help sb/sth to do sth, especially by making it easier: helfen

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over-extend

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involved in more work or activities, or spending more money, than you can manage without problems: überschreiten

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outstandingly

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used to emphasize the good quality of sth: hervorragend

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tutored

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~ sb (in sth) to be a tutor to a an individual student or a small group; to teach sb, especially privately: begleitet

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survival rate

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a measurement of the number of times sth happens or exists during a particular period: Überlebensrate

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voluntarily

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willingly; without being forced: freiwillig

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affected

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[often passive] to produce a change in sb/sth; beeinflusst von

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sound (adj)

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[only before noun] good and thorough: einwandfrei

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researchers

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Forscher

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mindset

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a set of attitudes or fixed ideas that sb has and that are often difficult to change: Denkweise

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contained

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if sth contains sth else, it has that thing inside it or as part of it: enthalten

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opposed

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used to make a contrast between two things: entgegensetzt

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grasp (n.)

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a person's understanding of a subject or of difficult facts: Auffassungsgabe

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refurbish

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to clean and decorate a room, building, etc. in order to make it more attractive, more useful, etc: renovieren

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starvation

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[U] the state of suffering and death caused by having no food: Hungertod

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dot-coms

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internet start-up companies

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interrupt

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~ (sb/sth) (with sth) to say or do sth that makes sb stop what they are saying or doing: unterbrechen

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concession

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something that you allow or do, or allow sb to have, in order to end an argument or to make a situation less difficult: Zugeständnis

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adapt

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~ sth (for sth) to change sth in order to make it suitable for a new use or situation; anpassen

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appear

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to give the impression of being or doing sth; erscheinen

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softening

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to become or to make sb/sth more sympathetic and less severe or critical: erweichend

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gather

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[VN] to collect information from different sources: sammeln

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figure (n.)

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[C, often pl.] a number representing a particular amount, especially one given in official information: Zahl

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benefits

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[C,usually pl.] advantages that you get from a company in addition to the money that you earn; money from an insurance company: Leistungen

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discrepancy

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a difference between two or more things that should be the same

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clarify

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to make sth clearer or easier to understand: abklären

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recap

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~ (on sth) | ~ sth to repeat or give a summary of what has already been said, decided, etc: zusammenfassen

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repayment

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a sum of money that you pay regularly to a bank, etc. until you have returned all the money that you owe: Abzahlung

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posted

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[usually passive] to send sb to a place for a period of time as part of their job: verlegen

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career prospects

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opportunities in your profession; Berufsaussichten

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expatriates

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a person living in a country that is not their own

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numerous

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(formal) existing in large numbers; many; zahlreich

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freelance

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earning money by selling your work or services to several different organizations rather than being employed by one particular organization: freischaffend

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feature film

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a main film/movie with a story; Spielfilm

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extracts

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~ (from sth) a short passage from a book, piece of music, etc. that gives you an idea of what the whole thing is like: Ausschnitte

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demand (n.)

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~ (for sth / that...) a very firm request for sth; sth that sb needs: Anforderung

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interpreter

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a person whose job is to translate what sb is saying into another language: Dolmetscher

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unfold

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to be gradually made known; to gradually make sth known to other people: entfalten

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threaten

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~ sb (with sth) to say that you will cause trouble, hurt sb, etc. if you do not get what you want: bedrohen

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appeal (n.)

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a quality that makes sb/sth attractive or interesting: Anreiz

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film-goers

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a person who goes to the cinema/movies, especially when they do it regularly

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casting

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the process of choosing actors for a play or film/movie

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release (v.)

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to make sth available to the public: freilassen, freigeben

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gross revenues

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the money that a government receives from taxes or that an organization, etc. receives from its business: Bruttoerlös

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tension

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the feeling of fear and excitement that is created by a writer or a film/movie director; Spannung

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equipment

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the things that are needed for a particular purpose or activity: Ausrüstung

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suitable

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~ (for sth/sb) | ~ (to do sth) right or appropriate for a particular purpose or occasion: geeignet

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indicate

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to show that sth is true or exists: andeuten