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36 Cards in this Set
- Front
- Back
electronic commerce
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buying and selling of goods via an electronic medium, a very broad definition that encompasses both the sale of goods through telemarketers and the sale of goods over the Internet.
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Computer network
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two or more computers which are connected to each other and can transmit information from computer to computer.
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Internet technologies
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File Transfer Protocol FTP
Gopher Servers electronic mail email World Wide Web www Universal Resource Locators URL |
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online request for quotation (RFQ)
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a questionnaire that the consumer must complete to obtain an instant quote for insurane.
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Application
(general means for achieving an enforceable insurance contract) |
act of a consumer offering to purchase insurance or accepting the insurer's offer to provide insurance.
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Offer and/or Acceptance
(general means for achieving an enforceable insurance contract) |
an insurer applying its underwriting standards and issuing the policy.
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Delivery and Consideration
(general means for achieving an enforceable insurance contract) |
premiums paid in exchange for the contract delivered by the insurer in which the insurer agrees to provide benefits at some future date (if certain conditions are met).
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Legal Purpose
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insurers cannot enter into insurance contracts for products or services that are unlawful.
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Legal Competency of the Parties
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basic rules as to legal competency generally apply in the context of the insurance contract.
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Two primary forms of electronic signature
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1) digital signatures (integrity and authenticity)
2) stylus signature (move pen across screen) |
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NAIC
National Association of Insurance Commissioners |
serves as a communication link between insurance regulators, consumers and the industry.
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Producer Data Base PDB
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electronic access to producer licensing information (for those states who participate in it)
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National Council on Compensation Insurance Inc
NCCI |
currently provides carriers, producers, employers and regulators alike with worker's compensation related safety and educational materials.
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bandwith
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transmission capacity of the lines that carry the internet's electronic traffic.
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browser
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software program used to access or view material prepared for the WWW by pointing at information located on a Web server.
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client/server
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information from a computer on the internet, you are a client. computer that delivers the information is the server.
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Domain Name
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unique address identifying each site on the internet, usually of two or more segments separated by full stops.
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Firewall
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combination of hardware and software that protects a local area (LAN) or web server from internet hackers.
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FTP
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File Transfer Protocol basic internet function that enables files to be transferred between computers.
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GIF
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Graphics interchange Format is commonly used on the internet to provide graphics images in web pages.
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Gopher
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searching tool that was the primary tool for finding internet resources before the world wide web became popular
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host
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computer that "hosts" oustide computer users by providing files, services or sharing its resources.
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HTML
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Hypertext markup language basic language that is used to build hypertext documents on the world wide web.
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HTTP
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hypertext transfer protocol protocol rules computers use to transfer hypertext documents.
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ISP
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internet service provider company dedicated to providing businesses or home users access to the internet, usually for a fee.
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IP
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internet protocol rules that provide basic internet functions
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JPEG
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joint photographic experts group - optimized for compressing full color or gray scale photographic type, digital images. it doesn't work on drawn images
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modem
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electronic device that lets computers communicate electronically.
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SMTP
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simple mail transfer protocal basic programming language behind the internet's email functions.
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T3
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internet line that carries up to 45 million bis per second (45 Mbps)
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URL
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Uniform Resource Locator - work with your internet software applications to locate an internet site and when rendered into a domain name so that it can remember the location.
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leased line
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leased phone line that provides a full time dedicated direct connection to the internet.
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Listserv
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internet application that automatically serves mailing lists by sending electronic newsletters to a stored database of internet user addresses.
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search engines
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means for findign information within the internet and world wide web
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TCP/IP
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transmission control protocol/internet protocol - carries computer messages around the globe via the internet
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Telnet
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internet protocol that you connect your microcomputer as a remote workstation to host a computer anywhere in the world and use that computer as though you were logged in locally.
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