Ains 23 Extra Review

Front 1

BPP Debris Removal additional coverage

Back 1

Covers cost of removing debris of a covered property resulting from a covered COL during the policy period

Front 2

Preservation of Property additional coverage

Back 2

Extends policy to protect covered property while it is being moved, up to 30 days at new location

Front 3

Pollutant Cleanup and Removal additional coverage

Back 3

Provides limited coverage for the cleanup and removal of pollutants from land or water at the described premises

Front 4

Covered COL on Basic Form

Back 4

Van Basically FLEW an Aircraft Vehicle into Volcanic Smoke, sprinkling (limited) fungus into the riot's sink.

Vandalism

Fire, Lightning, Explosion, Windstorm/Hail

Aircraft/Vehicle

Volcanic action,

Smoke,

Sprinkler leakage,

Limited fungus,

Riot/civil commotion

Sinkhole collapse

Front 5

COL in CPP Broad form but not Basic

Back 5

Broadly speaking, Water ISS a Falling Object

Water,

Ice, Snow, Sleet

Falling objects

Front 6

Loss or Damage to Products Exclusion

Back 6

Eliminates coverage for damage to merchandise, goods, or other products resulting from production errors

Front 7

Property in Transit

Back 7

Property in or on a motor vehicle owned, leased, or operated by the insured, excluding sales personnel

Front 8

Standard deductible for BPP

Back 8

$500

Front 9

Coinsurance under Replacement Cost

Back 9

Replacement Cost x Coinsurance percentage if the claim is made on a replacement cost basis

Front 10

Value Reporting Form

Back 10

Covers fluctuating values of business personal property by providing insurance for insured's max expected values and requiring insured to periodically report property values. Final premium based on reported values instead of limit of insurance

Front 11

Alterations and New Buildings additional coverage

Back 11

Provides Coverage for loss of income resulting from a delay in beginning Operations if the delay results from damage by covered COL to:

New buildings or structures, completed or not,

Alterations or additions to existing buildings,

Machinery, equipment, supplies, or building materials used in the construction and located on or w/in 100ft of the Premises

Front 12

Doctrine of Respondeat Superior

Back 12

Rule of placing liability on the employer

Front 13

Employers Nonownership Liability

Back 13

Liability employer is exposed to when employee uses their own auto for work

Front 14

Business Auto Coverage Form

Back 14

Insure auto loss exposures of any organizations that are NOT auto/trailer dealers or motor carriers

Front 15

Who is eligible for Auto Dealers Coverage?

Back 15

Auto and trailer dealers and other motor vehicle dealers only

Front 16

Motor Carrier Coverage Form

Back 16

Insurers any person or organization providing transportation by auto in france of a commercial enterprise

Front 17

Item 1 of the WC&EL Information Page

Back 17

Provides essential information about the insured

Front 18

Item 2 of the WC&EL Information Page

Back 18

Shows coverage period

Front 19

Item 3 of WC&EL Information Page

Back 19

Summarizes Coverage

Front 20

Item 4 of WC&EL Information Page

Back 20

Shows information necessary to calculate the estimated policy premium

Front 21

Item 3.A of WC&EL Information Page

Back 21

Workers Compensation coverage applies to the workers compensation law of the state(s) listed

Front 22

Item 3.B of WC&EL Information Page

Back 22

Shows limit of liability for Employers Liability Coverage for BI by accident or disease

Front 23

Item 3.C of WC&EL Information Page

Back 23

Indicates Other States Insurance applies to any additional states listed under that item

Front 24

Item 3.D of WC&EL Information Page

Back 24

List of endorsements and schedules