The Patient Protection and Affordable Care Act of 2010 Essay examples

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On March 23, 2010, President Barack Obama signed into law the Patient Protection and Affordable Care Act (PPACA), a piece of legislation that seeks to improve the American health care landscape in a variety of ways. The PPACA strives to increase access to affordable insurance coverage while working towards structural and other changes that will keep future healthcare costs under control. The common goal, and the one concept that is unanimously accepted is the aspiration to improve the quality of care for all citizens across the United States at the highest of standards.
There are many health-related provisions that will take effect over the next four years. These new provisions include prohibiting denial of coverage due to pre-existing
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Health care in America is very expensive and it’s important to have coverage so you are not paying more for doctors visits or before something tragic happens. It was reported in the New York Times that a gynecologist in New York charged those with insurance twenty-five dollars per exam and those without one hundred seventy five. The reason for this is that major insurance companies can negotiate with hospitals and doctors to get large discounts that the individual patient can’t (Sneed).
The Patient Protection and Affordable Care Act also improves quality of care by eliminating insurance company abuse, by eliminating pre-existing conditions, and prohibiting rescinding existing health insurance policies when a person gets sick. Current rules under the Health Insurance Portability and Accountability Act of 1996, permit group health plans to impose limited exclusions of coverage based upon a preexisting condition and since HIPAA does not apply to individual health insurance coverage, individual policies can also impose preexisting condition limitations. PPACA changes this by prohibiting group health plans and individual health insurance policies from imposing any preexisting condition exclusions. This prohibition will generally be effective for plan and policy years beginning on or after January 1, 2014 but under certain circumstances can be effective as early as plan or policy years beginning on or after September 23, 2010

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