Argumentative Essay On Car Insurance

Improved Essays
Many new drivers find car insurance impossibly expensive; this causes many people to not only have difficulty paying for it, but some also avoid purchasing car insurance all together. Young people driving without car insurance causes unnecessary dangers for all drivers. An inexperienced driver is more likely to get in, or cause, a car accident. If this individual does not have car insurance, they may accrue insurmountable debt. For this reason, finding a way to lower car insurance premiums becomes a necessity.

Many ways to lower the cost of car insurance exist. The first, and possibly easiest, method of lowering costs is to shop around and find the lowest, and most reliable, car insurance in the area. Asking family members which companies they use can be a great help. Some car insurance companies offer family plans with reduced rates. Shopping around combined with family members ' experience can help someone find cheap car insurance, but this is not the only way.

Students who maintained good grades may qualify for a discount on their car insurance. Researching the available discounts could lead an individual to finding cheaper car insurance than they otherwise would have found. Car insurance companies may offer
…show more content…
These are offered by the state 's Department of Motor Vehicles online or in person. The price and length of these courses vary by state. The basic requirements for taking these courses according to the United States Department of Motor Vehicles include: “Possession of a valid, noncommercial state driver 's license, not having completed a prior course within your state 's allowable window, an eligible moving violation, if applicable and allowed by your state, and for insurance purposes, a decent driving record and a policy that allows courses for premium reductions”. While learning of driver safety is important to lowering premiums, car safety can be just as

Related Documents

  • Decent Essays

    Rogerian Argument Healthcare for All Americans As we grow and prosper as a nation, the challenges that confront us are phenomenal. The lack of availability of healthcare has become a prominent issue within our country and has continued to elicit considerable debate. In recent years, the number of Americans without access to affordable and quality healthcare has increased tremendously while the facilities available to cater for the increasing number of patients are underfunded. Additionally, the people who suffer the most are the vulnerable and the elderly, whom we should all be caring for their needs.…

    • 324 Words
    • 2 Pages
    Decent Essays
  • Decent Essays

    Did you know that one in seven drivers is driving without automobile coverage? Even worse, it’s estimated that another two of those seven drivers only carry the state mandated minimum coverage. This means nearly one-third of all vehicles on the road either have no coverage or do not have enough to pay what they are responsible for should they cause a serious automobile accident. This puts you at risk.…

    • 69 Words
    • 1 Pages
    Decent Essays
  • Improved Essays

    Most car insurance companies offer discounts to young drivers who complete driver's education programs, because those drivers are statistically less likely to engage in risky driving behaviors and get into car accidents. Defensive driving courses cover topics such as defensive driving techniques, traffics laws, drug and alcohol awareness, and driving in adverse weather. By taking theses courses it will not only provide you with a discount from your auto insurance but more importantly help improve confidence and skills when…

    • 739 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    The first thing to take into account is the fact that healthcare accounts for approximately 6% of the U.S. economy. The Affordable Care Act, better known as Obamacare, or other unsavory names is actually in my mind making the medical field and the availability of care for patients more difficult. Regardless of its benefits to some patients, the Obamacare is making things much more difficult for doctors, nurses and anyone in medicine. It has done nothing but increase paperwork and costs, and has done nothing to increase the quality of care.…

    • 769 Words
    • 4 Pages
    Improved Essays
  • Great Essays

    Obamacare a noun has changed the course of our nation’s progress The ACA(Affordable Care Act) was introduced and activated to present the american people with elevated quality health insurance that they and their families could not break the bank when purchasing. Throughout this paper I will give my absolute best ability through sources that I find on the internet and outside references in books and catalogs that I will list below. I claim none of this info as my own as I have no idea what Obamacare is so I am learning this alongside my readers and you Tim. In my research for this paper I sat in the Library with a copy of, “A second Opinion, Rescuing America’s Health Care,” By ,”Arnold S. Relman, M.D,” a flash of a great Idea in 2007 that is…

    • 2495 Words
    • 10 Pages
    Great Essays
  • Improved Essays

    I have found 3 articles on different types of insurance, the types of insurances are health insurance, life insurance, and vehicle insurance. The article about health insurance is about Obamacare and 10 questions people have about it. The first question is what Obamacare is. Obamacare is a national law with two goals: making health insurance better for people who already have it and getting it for people who are uninsured. It talks about how Obamacare is trying to help people and other things it is doing.…

    • 797 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Essay On Driving Age

    • 1017 Words
    • 5 Pages

    Most teenage drivers are involved in car crashes every year, and more are killed than in any other age group. Even to this day, 6,000 teens die in accidents annually—more than fifteen a day (Triplett 1). These alarming statistics prove that receiving a driver’s license at the age of sixteen is merely too young. Teenagers are incompetent about being on the road, which increases the chances of putting others at risk because they have not developed a strong level of maturity and experience. The driving age among teens should be increased because facts prove that teenagers cannot handle the physiological and physical challenges that approach them on the road.…

    • 1017 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    My research paper is about hybrid cars. Hybrid cars save energy. My discussion is if hybrid cars save energy? Although people believe hybrid cars are expensive and do not save energy, research proves that these vehicles save energy. White states in his article that " Scientific studies have proved that hybrid cars save energy" , which means that they are most likely economically friendly.…

    • 1066 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    Today many Americans are increasingly concerned about their health care. About 18.7% of Americans currently do not have healthcare. This is due to individuals not having enough money to pay for it. And not even as individuals but as a married couple there still is not enough to cover that horrid bill. On top of the cost not many people get medical treatment so that 's wasted money that could be used for other bills.…

    • 753 Words
    • 4 Pages
    Improved Essays
  • Great Essays

    The right to affordable health care is as sacrosanct as the right to be free, if not more. The most important issue is making medical care a right for everyone at an affordable price. American health care has an insurance-based system; thus, to get affordable and efficient medical help, you should be insured. Currently, there are about 44 million uninsured Americans. According to Elizabeth Bradley, the author of the book The American Health Care Paradox, the paradox of today’s system is that “United States spends so much on health care but continues to lag behind in health outcomes” (33).…

    • 1634 Words
    • 7 Pages
    Great Essays
  • Superior Essays

    Teen Car Accidents

    • 1851 Words
    • 8 Pages

    An outrageous number of teens are killed each year in car accidents. Children in our communities are dying left and right from driving accidents because we 're not taking the correct course of action to help them. The amount of effort it takes to protect your young loved one from car accidents is not a huge undertaking and is worthwhile. Parents have to take most of this blame because they 're the ones that should be teaching their teens how to drive responsibly and being a good example on the road. Despite major efforts, teen deaths from car accidents remain to be a problem in today 's society.…

    • 1851 Words
    • 8 Pages
    Superior Essays
  • Superior Essays

    Introduction There has been a lot of controversy if the use of electric cars will stand the test of time and be able to become the newest coming trend in the transportation sector. With all of the technological advances, environmentally, healthily and economically electric cars do benefit the entire population and also help reduce the toxicity that the planet is now having to deal with because of all the pollution man-kind has created. Ecological Factors The use of an electric car allows to reduce the amount of toxins that are released into the atmosphere compared to all the toxins that are emitted from regular gas vehicles. While using gas, you don’t only hear the toxins but you can actually see what is coming out of your car’s engine.…

    • 1356 Words
    • 5 Pages
    Superior Essays
  • Superior Essays

    Importance Of Safe Driving

    • 1061 Words
    • 5 Pages

    The excitement that a driver’s license brings to a teenager is one of the few things that hasn’t changed over the years. To teens, driving brings a sense of freedom and independence, it boosts self-esteem, and makes one feel grown up. However, teenagers have less experience, maturity, and driver training than most adults. Therefore, more teenage drivers are involved in car crashes every year and more are being killed.…

    • 1061 Words
    • 5 Pages
    Superior Essays
  • Decent Essays

    Does hitting 16 make you a great driver? Well I'm saying that if you more experienced than you will be a better driver than a 18 year old who had just got their licence. “Turning 16 does not instantly make someone a safer driver,” says Peter Kissinger they talk about experience being the main key of being a better driver, if they were to start learning how to drive at 14 and were on the roads by 16 they would be better than a 16 year old who just got their licence because they turn 16. ¨The second study examined crash rates in New Jersey, which has a minimum age of 17 for unsupervised driving and is the only state in the country to have a comprehensive GDL program for all new drivers up to age 21.…

    • 494 Words
    • 2 Pages
    Decent Essays
  • Improved Essays

    Health insurance pays for medical and surgical expenses for the people that are insured. Millions of Americans participate in the game of insurance. By investing money in insurance, they hope to stay in the game of life a little longer. Although, nothing catastrophic may happen to you, most people pay the money to feel secure and for “just in case” circumstances. Health insurance is mostly for the dying.…

    • 1114 Words
    • 5 Pages
    Improved Essays