Why HIPAA Was Created

Primitively known as the Kennedy-Kassebaum Bill, the Health Insurance Portability and Accountability Act is a set of regulations that became law in 1996: enacted by the United State Congress and signed into law by President Bill Clinton. “HIPAA is a set of health care regulations with a two-pronged purpose: help patients’ health insurance move with them, and streamline the transfer of medical records from one health care institution to another; create standard for managing medical records to protect and enforce patients’ right to have their medical records and personal health information (PHI) kept private” (Lauren Hilinski, 2017). In his article titled “HIPAA’s History and Violations: Why HIPAA Was Created”, Lauren highlights the rationale …show more content…
Every individual in an independent state or democratic practising state has the right to know and be assured that his/her medical reports/records are not going to be released to just anybody. Numerous examples and situations where HIPAA act of 1996 has been violated shows, exactly, what can happen when people’s personal information gets into the hands of a third party in an unauthorized manner. That is exactly one of the reasons medical institutions demands for official letter of recommendation from students who claims to be taking research or projects on a topic that might require that one or two patients’ medical reports be open to them, this is as a result of the fact that no one would love to walk on the street one day and be ridiculed or laughed at because of ailment that was supposed to remain unknown to anyone except the medical professional who diagnosed such patient and the patient. Also, apart from the traumatic effect that it might cause on the individual or the shame of being shamed by the public, organizations who fail to make a patient’s medical records confidential might suffer being sued and lost of public-trust once the issue becomes …show more content…
Title 1 regulates the amount of “exclusion period”, or time, that health insurers can delay coverage for pre-existing conditions, and gives options for policyholders to reduce the exclusion period. Title 1 also enables people to carry their insurance from one job to the next. The Title II is the Administrative Simplification (AS) provisions and is otherwise known as “Preventing Health Care Fraud and Abuse.” It’s made up of the five separate rules that have been added to HIPAA over time: Privacy Rule, Transactions and Code Sets Rule, Security Rule, National Provider Identifiers Rule, and Enforcement Rule, Title III, on the one hand, sets guidelines for pre-tax medical spending accounts, Title IV sets guidelines for group health plans, while Title V governs company-owned life insurance