The tickers we match with the position file of the custodian (Schwab) to make sure the accounts are reconcile. In Schwab they use Z tickers at the end of the of the symbol in the position file, but if you look at the cost basis in Schwab it shows the X ticker. An example is Galbreath's account ending in 4671. If you click on the "position" tab in Schwab the symbol ticker is VADWZ, but when you click on the "cost basis" tab in Schwab it is VADAX.…
Safeway Limited Liability Corporation was established in the summer of 2013, and is recognized as a reputable data collection and analysis firm throughout the East coast. Our concentration is with two methods of data, Open data, which is freely available to the public and can be used at will, as there are no copyrights or patents, and Enterprise data which is commonly shared within organizations, primarily from department to department, or in geographical provinces. Safeway, LLC currently collects data using Web analytics combined with operational systems data. These tools support customer’s data and affords us the ability to analyze and advise ways of collecting data that has purpose. ” Our business model, “We strive to transform organizations…
10 & 11 - All Possible Questions TRUE/FALSE 1. Per GASB Statement No. 34, permanent funds are classified as fiduciary funds. 2. In accounting for permanent funds only the income can be spent; the principal must be preserved intact. 3.…
Rep. Perales meetings on Friday 2/17: Key points Greene County Superintends and Legislator Meeting: • Majority of superintends oppose new tests suggested in the new budget because: - In addition to the tests required by the federal and state regulations, schools have internal pre-requisite screening and tests for certain class. Students take up to 30 tests already. - Parents and students are tired and complaining about excessive testing - Tests are proven to be ineffective instead creativity, problem solving, and acquiring soft skills should be encouraged • Superintends find the top-down approach to education ineffective.…
Establishing a new trust fund is the only way to bring back the program to full productivity. The new fund should be managed directly from the EPA instead of the overall federal government. The EPA should have authority to issue eligibility for Waivers of Liability to anyone purchasing property that has been contaminated. Private parties should be able to make donations to the Superfund Trust Fund, and there should be financial support from the federal government as well. If developers decide to purchase land with possible contamination they should not be penalized but instead, have an environmental site assessment completed by the EPA before purchase, and if the risk is there for hazard then the land will remain vacant.…
Superdelegates are elite members of the Democratic party and make up 15% of all delegates. While Delegates are selected by citizen votes during state caucuses or primaries, superdelegates are given their superdelegate status by falling into one of three categories: a major elected official, including senators, members of the House, and governors; a notable member of the party, such as a current or former president or vice president; and members of the Democratic National Committee. Unlike the pledged delegates who are pledged to certain candidates, superdelegates are free to support whichever candidate they chose, even if they’re not voters pick. Superdelegates is a term that arose in the 1970’s.…
One of the more well-known users of Special Purpose Entity (SPEs) was Goldman Sachs. According to Times Magazine (2012). Sachs was also penalized roughly over $500 million by the Securities and Exchange Commission (SEC) for concealing the truth about the collection of mortgages to the investors. The biggest problem was this enabled banks to give the impression to regulators and investors that all of the risk of the mortgages was removed off their books. This included loss ratios on low-key mortgages and decrease default potentials.…
Goldman Sachs was one of the more famous users of Special Purpose Entity (SPEs). According to Times Magazine, Goldman was fined $550 million by the Securities and Exchange Commission (SEC) for not disclosing the true nature of this collection of mortgages to the investors. The biggest problem with ABACUS were that it enabled banks to appear to regulators and investors as if they had moved the risk of the mortgages off their books. This included low loss ratios on below prime mortgages and low default expectations on credit default exchanges. The significant risks with fair value accounting and gain on sale accounting.…
Former president Barack Obama boldly mentioned that the issue of drug abuse was seen through the eyes of the criminal justice system. This prison industrial system’s drug issue causes a ripple effect of people not being able to function or take control of their lives once again. Americans victims with opioid abuse disorder need this label in lieu of being referred as heroin junkies or addicts in order to softer the language to decrease the shame and negative stigma these victims receive. Unfortunately, America is still the world’s top consumer of illicit drugs.…
They redirect net profits from economies of scale to fund shareholders in the form of lower costs. They don't have any stockholders or outside owners to answer to. So Vanguard can run for funds at cost, and we get to keep more returns. On average, Vanguards mutual fund expense ratios are 82% less than the industry average. Over time, that means more money can stay in…
In the western world, environmental management and stewardship are key responsibilities of both public and private institutions. In U.S.A for instance, the Superfund insurance scheme was established under the Comprehensive Environmental Response, Compensation and Liability Act (CERCLA) of 1980. The overall purpose of the fund was to provide protection to individuals and properties against the possible hazards arising from “potential polluter industries” and related facilities. As a requirement by federal government and related legal structures, the Superfund has worked to ensure that individuals living in close proximity to the polluter premises are well covered and protected. Moreover, superfund has taken into consideration all losses and adverse effects impacting the environment from polluter firms.…
The fund is built around risk-parity strategy. The strategy is passive and requires no prediction of future…
There is a large amount of literature that explains the mentioned vicious cycle that micromanaging creates. Sandra Collins and Kevin Collins mention that although there is a place for micromanagement, such as training new employees, the long-term costs are “high staff turnover, low employee morale, reduction of productivity” among others. The article goes as far as to say that micromanaging is among the top reasons for employees to resign. A person like Dr. Jones should have, a profound self-assessment of her management style. While she improves her management skills, it is a good idea to create an employee manual for them to follow procedures.…
THROUGH THE LOOKING GLASS: A DIFFERENT PERSPECTIVE BAREFOOT HEDGE-FUND MANAGERS (POOR ECONOMICS)- AN ANALYTICAL SUMMARY HEDGE FUND MANAGER: An individual who oversees and decides about the investments that are there in the hedge fund which are highly risky as they involve aggressive strategies and are less regulated than any other investments with the aim of getting high returns. POOR PERSON: An individual with a dearth for the bare necessities of life with the aim of earning money to raise his standard of living and hoping to give a better life to his offspring though there is no guarantee of that sort.…
Berkshire Hathaway: “Trust” and Laissez-faire Management Berkshire Hathaway, under the leadership of Warren Buffett, is one of the largest conglomerate by revenue in the world. It has earned successful achievements and growth from the size and diversity of its asset base including insurance, gas and electric utilities, rail roads, wholesale distribution, manufactured housing and many other specialty finance companies. Looking at the number of acquisitions made by Buffett, this indicates something remarkable about Buffett’s management and governance approach. Unlike what has been typically adopted in the corporate world, Berkshire Hathaway takes on a non-traditional laissez-faire and trust approach – a hands-off management style that requires minimal guidance from leaders and provides employees…