I do not agree to wage garnishment since I do not like the fact that creditors have the ability to contact my employers and tell them I have defaulted on a loan or credit card. I believe wage garnishment should be changed to something else, something that does not directly let my employer know that I owe a debt. I also do not like the fact, that a creditor could pull money out of my paycheck without my knowledge. What if this debt was someone else’s and he or she now has the privilege of taking money from my paycheck. I feel that something else must be done other than wage garnishments especially in light of all the credit card fraud that has been occurring.
