Abstract— The focus of this paper is to use Mobile-OTP and QR code in online banking authentication system to provide the best hacker security. Recently, personal information has been leaked through a high degree of methods, such as phishing or pharmacy, to capture user IDs and passwords. This will result in an inappropriate ID / password being propagated between different users; thus a secure user authentication system is essential. In this paper, we use a different technology to provide a secure and easy to use new online banking authentication system Keyword- , OTP, QR code, Android,. I. INTRODUCTION Internet banking is one of the most sensitive tasks that general Internet users perform. Most traditional banks offer online banking and 100%
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Android was originally developed by Android, Google financially supported and purchased Android in 2005. Beginning Android runs on Linux Kernal version 2.6, starting with the Android 4.0 operating system version, with version 3.x and libraries and APIs. III LITERATURE SURVEY In this survey, we are reading how to develop two software’s for online banking system which provides more security to bank customer. First one is android based mobile software which will scan the QR code generated by bank server. We are developing software that provides E-banking facility. At first, Bank customers have to do registration and create his account. Next step is normal login step in that customer have to provide username and password for login process. Based on customer id, current system time and Random number (3 parameters) OTP1 is generated that is hide inside QR code image. QR code image is generated by three parameters OTP1,image size and image format. QR code image is displayed on computer screen (bank server). Permutation combination logic is applied on OTP1 + IMEI number (of customer’s …show more content…
VII Security In this proposed work security purpose is most important, if the user’s scan the QR Code and the QRCode is mismatch then the account is blocked and entire account is again activated by bank. VIII Conclusion In this paper, we propose a new online banking authentication system that can provide greater security and convenience through the use of mobile OTP with QR codes, one of the current international and national standards for the use of 2D barcodes. In our project, we will not use previous technology, because the network is not available, then the OTP does not work after the completion of the transaction. References 1) YoungeSil Lee, “Online Banking Authentication System”, Dongseo University, South Korea, 2010 2) Mohammad Mannan, P. C. Van Oorschot, “Security and Usability: TheGap in Real-World Online Banking”, North Conway, NH, USA, 2007. 3) Sang-Il Cho, HoonJae Lee, Hyo-Taek Lim, Sang-Gon Lee, “OTPAuthentication Protocol Using Stream Cipher with Clock-Counter”,October, 2009. 4) Jean-Daniel Aussel, “Smart Cards and Digital Identity”, Telektronikk3/4. 2007. ISSN 0085-
Android was originally developed by Android, Google financially supported and purchased Android in 2005. Beginning Android runs on Linux Kernal version 2.6, starting with the Android 4.0 operating system version, with version 3.x and libraries and APIs. III LITERATURE SURVEY In this survey, we are reading how to develop two software’s for online banking system which provides more security to bank customer. First one is android based mobile software which will scan the QR code generated by bank server. We are developing software that provides E-banking facility. At first, Bank customers have to do registration and create his account. Next step is normal login step in that customer have to provide username and password for login process. Based on customer id, current system time and Random number (3 parameters) OTP1 is generated that is hide inside QR code image. QR code image is generated by three parameters OTP1,image size and image format. QR code image is displayed on computer screen (bank server). Permutation combination logic is applied on OTP1 + IMEI number (of customer’s …show more content…
VII Security In this proposed work security purpose is most important, if the user’s scan the QR Code and the QRCode is mismatch then the account is blocked and entire account is again activated by bank. VIII Conclusion In this paper, we propose a new online banking authentication system that can provide greater security and convenience through the use of mobile OTP with QR codes, one of the current international and national standards for the use of 2D barcodes. In our project, we will not use previous technology, because the network is not available, then the OTP does not work after the completion of the transaction. References 1) YoungeSil Lee, “Online Banking Authentication System”, Dongseo University, South Korea, 2010 2) Mohammad Mannan, P. C. Van Oorschot, “Security and Usability: TheGap in Real-World Online Banking”, North Conway, NH, USA, 2007. 3) Sang-Il Cho, HoonJae Lee, Hyo-Taek Lim, Sang-Gon Lee, “OTPAuthentication Protocol Using Stream Cipher with Clock-Counter”,October, 2009. 4) Jean-Daniel Aussel, “Smart Cards and Digital Identity”, Telektronikk3/4. 2007. ISSN 0085-