The United States differs in an approach to healthcare as compared to other developed countries considering healthcare costs, medical care and access to healthcare. Health Insurance is defined as a type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured. Based on a country’s healthcare philosophy, the insurance could either be social or government financed national health insurance depending on the cultural attitude and source of healthcare financing for that country.
The principal goal of any national health insurance proposal is to arrange universal healthcare financing. National health insurance involves replacement of out of pocket payments by one or a mixture of individual private insurance, …show more content…
The United States healthcare system is almost entirely privately run when compared to Denmark and Netherlands publically sponsored system. (Saunders, 1995)
Like every other developed country, Japan too has evolved in respect to national insurance. On facing challenges of aging population and economy, Japan’s universal health insurance called Kaihoken, Japan too underwent reform with advanced medicine having coverage only for specified care. When compared with the United States utilization of advanced technology in healthcare, Japan has well developed technology available at a lower cost, one of the issues that United States has yet to address. (Ri Sho, 2013)
France being representative of the healthcare systems of the European Union, characterizes in universal health care access and free choice of practitioners and provider characteristics. Here the basic insurance does not cover the whole treatment, but is complemented by system of co -payment. (Busoi, …show more content…
(Grabow, 1995) Being the first nation to enact compulsory health insurance through sickness funds, it differs in this respect to United
States compulsion to employment covered health insurance. Germany finances healthcare through merged social insurance and public assistance structure having regressive financing trends (Bodenheimer, 2012)
Just like Canada, UK separates health insurance from employment. The national health services funding comes from taxes but also has private insurance companies that sell health insurance for services. (Bodenheimer, 2012) The gatekeeper system which is the identity of healthcare system in UK, seems a restricted approach when compared to the United States idea of access to specialized medicinal providers.
References
Bodenheimer, T. &. (2012). Understanding health policy: A clinical approach (Sixth Edition ed.). The McGraw-Hill Companies, Inc.
Busoi, C. (2010). HEALTH SYSTEMS IN THE EUROPEAN UNION. . Fiziologia - Physiology
The principal goal of any national health insurance proposal is to arrange universal healthcare financing. National health insurance involves replacement of out of pocket payments by one or a mixture of individual private insurance, …show more content…
The United States healthcare system is almost entirely privately run when compared to Denmark and Netherlands publically sponsored system. (Saunders, 1995)
Like every other developed country, Japan too has evolved in respect to national insurance. On facing challenges of aging population and economy, Japan’s universal health insurance called Kaihoken, Japan too underwent reform with advanced medicine having coverage only for specified care. When compared with the United States utilization of advanced technology in healthcare, Japan has well developed technology available at a lower cost, one of the issues that United States has yet to address. (Ri Sho, 2013)
France being representative of the healthcare systems of the European Union, characterizes in universal health care access and free choice of practitioners and provider characteristics. Here the basic insurance does not cover the whole treatment, but is complemented by system of co -payment. (Busoi, …show more content…
(Grabow, 1995) Being the first nation to enact compulsory health insurance through sickness funds, it differs in this respect to United
States compulsion to employment covered health insurance. Germany finances healthcare through merged social insurance and public assistance structure having regressive financing trends (Bodenheimer, 2012)
Just like Canada, UK separates health insurance from employment. The national health services funding comes from taxes but also has private insurance companies that sell health insurance for services. (Bodenheimer, 2012) The gatekeeper system which is the identity of healthcare system in UK, seems a restricted approach when compared to the United States idea of access to specialized medicinal providers.
References
Bodenheimer, T. &. (2012). Understanding health policy: A clinical approach (Sixth Edition ed.). The McGraw-Hill Companies, Inc.
Busoi, C. (2010). HEALTH SYSTEMS IN THE EUROPEAN UNION. . Fiziologia - Physiology