Uninsured Driver Research Paper

In the event of a car accident, you may decide to settle out of court or go to trial. Settlements outside of court are seen as more favorable because both parties have the opportunity to come to an agreement on a suitable amount. However, at a trial, a judge puts together a judgement. This is a court ruling that stipulates how much is awarded in damages and who is required to pay this amount. If you are awarded damages from an uninsured driver, then expect them to pay for the damages out of pocket. This can be difficult for them to do, especially if the damages are high. As a result, some drivers may avoid paying the amount owed. Fortunately, there are three tips you can use to collect money from an uninsured driver.

Give the Driver a Payment Plan

If the driver has difficulty coming up with all of the money for the judgement, then you set the up with a …show more content…
This helps if you are dealing with an individual who absolutely refuses to pay the damages. However, you have to get a court order in order to garnish someone’s wages. An agreed upon amount will be deducted monthly until they have paid the total amount they owe.

File a Lien Against the Driver’s Property

Filing a lien allows you to seize or sell the assets of the driver who owes you payment for damages. A lien can only be filed when you have a court order against the property. When filing a lien you need to show proof of how much the person owes you. The driver will be given multiple notices and opportunities to pay off the debt before their property is taken from them. This step should only be taken if the driver refuses to cooperate.

Collecting damages from a driver that is uninsured will often require you to jump through a number of hoops. Some individuals will try their best to postpone paying off their debts. As a result, use these tips to ensure that you are able to collect your