USAA Review
Welcome to our USAA review! USAA, which stands for United Services Automobile Association, offers insurance, banking, investment, financial, credit monitoring, and other services to current and previous members of the military and their families.
[the-good]
• Three Service Plans
• Dedicated Fraud Assistance
• Daily Credit Report Monitoring and Alerts
• Identity Theft Insurance
• Unique Benefits With Premium Services
• Score Resources
[h3]Three Service Plans[/h3]
USAA offers three different service plans with varying levels of benefits and costs. The company has a CreditCheck option, which is its only free option, a CreditCheck & ID Monitor that includes one credit bureau (Experian) credit report and score, and Credit Check & …show more content…
The company offers three different service plans, dedicated fraud assistance, daily credit report monitoring and alerts, identity theft insurance and a multitude of unique features that are included with its premium services. Additionally, USAA also offers a variety of score resource tools to help you better understand and manage your credit score.
However, USAA only offers its services to current and previous members of the military and their families. That means if you don't meet the military requirement, you will have to find a different credit monitoring service. Additionally, USAA uses its VantageScore 3.0 scoring model; therefore, you won't be provided with your FICO score, which is the score most lenders use. And lastly, if you live in Texas or New York and choose to use the USAA credit monitoring services, you'll have to pay sales tax on top of your premiums each month.
We highly recommend USAA for all current and previous members of the military and their families. However, we still recommend you perform your own due diligence before deciding whether or not this service is best suited for your particular …show more content…
• CreditCheck. This plan is free.
• CreditCheck & ID Monitor (1 Bureau). This plan is $7.95 per month.
• CreditCheck & ID Monitor (3-Bureau). This plan is $12.95 per month.
[h3]Error Dispute[/h3]
USAA does not appear to offer any type of error dispute services.
[h3]Monitoring[/h3]
USAA offers daily credit report monitoring for one or all three credit bureaus, depending on the service plan you choose.
[h3]Data Security[/h3]
USAA doesn't disclose the type of data security measures it has in place other than the Norton Secured logo posted on its website.
[h3]Alert Options[/h3]
USAA has a wide variety of alert options included with one or all of its service plans. These alerts include credit score, ChildSecure, Internet Scan, identity protection, positive activity, demand deposit, national change of address, credit limit, and social monitoring alerts.
[h3]Time in Business[/h3]
USAA has been in business for 95 years.
[h3]Contact Information[/h3]
USAA Headquarters
9800 Fredericksburg Rd.
San Antonio, TX 78288
1-800-531-8722
Welcome to our USAA review! USAA, which stands for United Services Automobile Association, offers insurance, banking, investment, financial, credit monitoring, and other services to current and previous members of the military and their families.
[the-good]
• Three Service Plans
• Dedicated Fraud Assistance
• Daily Credit Report Monitoring and Alerts
• Identity Theft Insurance
• Unique Benefits With Premium Services
• Score Resources
[h3]Three Service Plans[/h3]
USAA offers three different service plans with varying levels of benefits and costs. The company has a CreditCheck option, which is its only free option, a CreditCheck & ID Monitor that includes one credit bureau (Experian) credit report and score, and Credit Check & …show more content…
The company offers three different service plans, dedicated fraud assistance, daily credit report monitoring and alerts, identity theft insurance and a multitude of unique features that are included with its premium services. Additionally, USAA also offers a variety of score resource tools to help you better understand and manage your credit score.
However, USAA only offers its services to current and previous members of the military and their families. That means if you don't meet the military requirement, you will have to find a different credit monitoring service. Additionally, USAA uses its VantageScore 3.0 scoring model; therefore, you won't be provided with your FICO score, which is the score most lenders use. And lastly, if you live in Texas or New York and choose to use the USAA credit monitoring services, you'll have to pay sales tax on top of your premiums each month.
We highly recommend USAA for all current and previous members of the military and their families. However, we still recommend you perform your own due diligence before deciding whether or not this service is best suited for your particular …show more content…
• CreditCheck. This plan is free.
• CreditCheck & ID Monitor (1 Bureau). This plan is $7.95 per month.
• CreditCheck & ID Monitor (3-Bureau). This plan is $12.95 per month.
[h3]Error Dispute[/h3]
USAA does not appear to offer any type of error dispute services.
[h3]Monitoring[/h3]
USAA offers daily credit report monitoring for one or all three credit bureaus, depending on the service plan you choose.
[h3]Data Security[/h3]
USAA doesn't disclose the type of data security measures it has in place other than the Norton Secured logo posted on its website.
[h3]Alert Options[/h3]
USAA has a wide variety of alert options included with one or all of its service plans. These alerts include credit score, ChildSecure, Internet Scan, identity protection, positive activity, demand deposit, national change of address, credit limit, and social monitoring alerts.
[h3]Time in Business[/h3]
USAA has been in business for 95 years.
[h3]Contact Information[/h3]
USAA Headquarters
9800 Fredericksburg Rd.
San Antonio, TX 78288
1-800-531-8722