● Shop when you are not hungry. Eat a meal, snacks, or have some water before heading out to the mall or the groceries. When you are hungry, you get enticed with all the sweet smell the very moment you enter the mall or the grocery. Later on you just find yourself buying those crackers, cookies, bread, and other food items that you were not supposed to buy. Worse, you end up paying for an expensive meal at the first restaurant that you see.
● Shop when you have plenty of time. When you squeeze shopping between appointments, you end up forgetting to buy some stuff you need. So you end up taking another trip to the mall or the grocery. Hence, it is still advisable to shop when you have plenty of time to …show more content…
Just be sure to weigh them first before you decide which track you would like to take. Why invest your savings in VUL?
1. You can focus on your job. If you are a director, manager, supervisor, doctor, attorney, head of laborers, or full time kasambahay, or any other job that needs you to put long hours of work, its very hard for you to start an active investment. The good thing about putting your savings in passive investments is that you can focus on your job and let your passive investment grow without taking much of your time.
2. Your money grows even if you are asleep. Active investments require long hours of labor for you to yield higher return. But with passive investment, your money will grow even if you are peacefully sleeping at the comforts of your soft bed and your warm blankets.
3. Your money is managed by the financial experts. When you are sick, you go to the doctor. When your vehicle is broken, you go to the mechanic. When you have to commute to report to work, you rely on the expertise of the driver to take you there. When your computer or laptop needs to be fixed, you call the IT personnel. You see, leave it to the experts to take things to be done correctly and well. In like manner, leave it to the fund managers who are financial experts to handle your investments so that your money will really grow to its full