The Pros And Cons Of NACA

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NACA or Neighborhood Assistance Corporation of America is a nonprofit housing services organization that helps low to moderate income families in America find and purchase homes that they would never have been able to afford with a conventional, FHA, or HUD loan. How does NACA do this, you ask? NACA insures homeowner success by providing one-on-one counseling sessions. A NACA mortgage consultant will be with you every step of the way, no matter how long it takes, for you to obtain a home. This counselor will help you budget your money, fill out all paperwork, and make sure all documents are in order, before you even submit your information to the lender. This insures a guaranteed approval from the lender; the footwork has already been done. …show more content…
A late payment within a year 's time will mean a little longer wait on getting a home, but will not cause you to be denied a home. Are you on the verge of loosing you home to foreclosure? NACA has a program called Home Save, anyone who is in risk of loosing their home should look into this program, and this organization can help you retain your home. In some instances prevent your home from going to auction. How do you get started? You need to first sign up at the NACA website, www.naca.com, and register for a workshop. The workshop is four hours long, if you have kids you should get a babysitter, the presenter gives an in depth look as to what you can do to buy a home or save your home. The next step is to go to a face-to-face counseling where you review your financial situation and find out what you can afford. Once you get NACA qualified you can then begin your search for your new home. The best part of this is you mortgage consultant will be with you through it all, even after you buy your home. There are no closing costs and no down payments. This organization is well worth a try in a buyers market, and banks are not lending unless you have …show more content…
See if I can make it out on my own, thousands of miles away from anyone resembling a family member. Every Midwestern kid 's dream, no? Well, I 'm living that dream! Writing for Yahoo Contributor Network at 12:46 am on a Monday night, just hoping and praying that my words are good enough to be submitted for the reward of a few dollars! Such is the life of a graduate of film school, just four months removed from school. If it 's not bad enough that the only job I currently have is a non paying internship, the repayment of my student loans is soon to kick in at the sixth month anniversary of my graduation. How am I ever to repay such loans you ask? Well, aside from potentially "borrowing" from the ever loving parents, there 's always waiting tables, constructions/manual labor jobs or retail/sales positions that we all love to hate. Those are my current prospects at the moment, for you see making it in the entertainment business sure ain 't easy. From the unsold (honestly unread by most people I send them out to I 'm sure) scripts written on my computer, to the resume lacking notoriety, it seems no jobs are out there for someone trying to break in. They all desire years of experience, even for the entry level positions! If I had years of experience, I surely wouldn 't be asking for jobs which entail answering the phones, cleaning the break room, and spot checking DVD 's, would I? Lord, I hope that

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