Health Insurance Pros And Cons

Superior Essays
By the year 2000 forty-eight million people did not have health insurance coverage despite Medicare and Medicaid. There are differences of opinion as to whether or not it is the governments responsibility to influence or provide healthcare to Americans. Some believe that it is the guaranteed right of every american to be provided with affordable insurance by our government. Some believe that our government should leave that up to the individual and to be sought in a free market of their choice.
In the state of Texas beneficial health insurance can be hard to come by because of the Affordable Care Act. While it may be beneficial to the very rich, the middle and lower class are left to struggle with finding a good “affordable” insurance company.
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Seniors have several different plans to choose from each with different parts. The first plan is to get hospital and medical coverage (parts A and B) as well as prescription drug coverage (part C). The second plan has the same plan as the first but insurance comes through a private company. The final plan uses parts A, B, and D as well as medigap, which provides a variety of private medicare plans.

The Affordable Care Act is not affordable to the lower class, and can harm the middle and upper class over time The ones that can afford it pay more than the ones that can not. The people that can afford insurance are paying for themselves and the ones that are not paying for insurance. Because of Obamacare some people get the minimum insurance because it costs less and they have to depend on hospitals to take care of unpaid hospital bills.
Obamacare is a mandate, meaning you have to have it. Whether it remains a federal mandate or something left up to the state governments to handle, it will continue to be a controversial issue. The government is giving the states money for carrying out Obamacare, however if that money were to stop coming from the federal government the different states would have to fund what the federal government once
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Texas was among two dozen states suing to stop the Affordable Care act; Greg was asked: “Why is the Affordable Healthcare Act bad for Texas”, while Anne was asked “Why is the Affordable Healthcare Act good?”. Greg when he was an attorney general of Texas said “it is bad for texans and their pocket books. Congress had no authority to impose the individual mandate. For the first time in american history it forces Americans to go out and purchase a product whether they want it or not.” Anne Dunkelberg states that: “ Texas has the highest percentage of uninsured residents in the entire country and also the highest percentage of uninsured kids. We also have the unpleasant distinction of being the place where health care premiums are growing at the fastest rate in the country. The Health Reform Law, imperfect as it is offers the first major step forward to making affordable, good health care coverage available to every US citizen regardless of their income level.”. Greg abbott felt like there should not be a mandate imposed on citizens while Dunkelberg feels that it helps many uninsured Texans regardless of being a mandate or

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