Pros And Cons Of The PPACA

Improved Essays
In March of 2010, the Patient Protection and Affordable Care Act (PPACA) was created and implemented to help put patients back in charge of their health care. There have been many fluctuations in the health care system ever since and there continues to be arguments for and against this legislation. This paper will review the pros and cons of this act and look at the principles of health care reform that are embedded in the PPACA legislation.
Improvement or Liability
The question that looms in the air right now centers on: is the PPACA legislation an improvement or liability to the health care system? Improvements can be seen in the new revisions that protect the consumer from being cancelled from their insurance plan should they become sick,
…show more content…
Health care is vitally important for the well-being of this nation. It is looked upon by those that are in need of medical care and those that want to use the preventive care measures to maintain a good health status. The young and old need good quality care and this legislation is trying to accommodate the health care needs of America as best as it can. But, there are going to be revisions and addendums to help achieve the goal of providing high quality care and cost saving measures.
One of the more notable negatives about this legislation is the requirement to obtain health insurance or be fined for not having it. There is a heated debate as to whether the government is overstepping its boundaries by forcing this measure on the American people. Should an individual not purchase insurance, they are fined 1% of their income, or $95 for that year that they are not covered ("ObamaCare," n.d.). This was a shock to the general public and many scrambled to get affordable coverage in time. One of the add-on bonuses to the PPACA was the government run Healthcare.gov website that holds a plethora of insurance plans and coverage. The Healthcare.gov website was inundated with insurance seekers after the rollout of the act. The system had its flaws but it has been amended

Related Documents

  • Improved Essays

    Mike Ferguson once said, America 's doctors, nurses and medical researchers are the best in the world, but our health care system is broken. The employees inside the U.S. health care system are some of the best in the world, but the way the system is implemented is broken. The book America’s Bitter Pill, written by Steven Brill, takes an in depth look at the health care system in America. It goes in depth about Obamacare and how it was written, being installed, and changing or failing to change the system. The writing of the Affordable Care Act, or Obamacare, was a tedious and difficult project.…

    • 795 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Hc1 Unit 1 Research Paper

    • 763 Words
    • 4 Pages

    Health Law’s Eight New Changes HC1: In September of 2010, under the implementation of the Affordable Care Act, the government made eight new changes to its health laws (Carey, 2010). These changes have affected Americans in different ways, depending on the insurance coverage that each individual has (Carey, 2010). The ACA included changes such as raising the age requirement for children on their parent’s insurance plan to twenty-six, prohibiting insurers from denying children coverage due to a pre-existing medical condition,, and prohibiting insurers from canceling an individual’s coverage due to sickness (Carey, 2010). Insurers also cannot charge co-pays for preventative services such as cancer screenings and the individuals get the right to choose their primary physicians and specialists, not the insurer (Carey, 2010).…

    • 763 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    PPACA Stakeholders

    • 1053 Words
    • 5 Pages

    This policy analysis of the Patient Protection and Affordable Care Act (hereinafter referred as PPACA) begins by identifying major stakeholders and political implications. Next, it explores PPACA as health policy and reveals new possibilities of strengths, weaknesses, opportunities and threats. The issues of ethics, personal privacy, and personal rights are discussed before a brief ‘lessons learned’ review of historical health policies. Finally, this paper closes with a health policy analysis of PPACA –advantages, problems, and implications.…

    • 1053 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    APRN Challenges

    • 828 Words
    • 4 Pages

    “The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act, is the largest health care coverage reform since the execution of Medicare” (Rosenbaum, 2011). The intent of the PPACA is to provide affordable health insurance coverage throughout the lifespan. The PPACA will reduce the uninsured by more than half; thus, covering nearly ninety-four percent of the population. Rosenbaum (2011) suggests the PPACA will curtail the uninsured by thirty-one million people; resulting in an increase of Medicaid enrollment by fifteen million people. Nearly twenty-four million people will continue without health care coverage.…

    • 828 Words
    • 4 Pages
    Improved Essays
  • Great Essays

    Abstract This proposal looks to introduce the readers to a new legislations that will allow all citizens to have equal access along with fair access to a health care system. This plan will outline many key areas that will allow for employers to gain benefits for having coverage options for both full and part-time workers. In addition, this proposal will set a guideline to allow for an equal cost healthcare system for everyone that wishes to have coverage. The current plan, the Affordable Care Act, will be discussed throughout this proposal discussing how this plan is detrimental for the American people and the economy.…

    • 1583 Words
    • 7 Pages
    Great Essays
  • Improved Essays

    Millions of uninsured Americans now have access to affordable health insurance and in turn, new taxes were implemented to help pay for the uninsured. Over half of uninsured Americans can acquire free or low cost health insurance, and to offset for this you are required to obtain health insurance, request an exemption, or pay a fee. ACA ensures that you can’t be dropped from coverage when you get sick, have pre-existing conditions, or be charged more for being a woman. Because insurance companies are required to cover everyone; insurance rated go up. Medicaid has expanded to cover millions who fall below the poverty level.…

    • 1264 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    In 2010 the Affordable Care Act became one of the most talked about pieces of legislation that has brought many mixed reviews. Healthcare is a necessity that each of us need to maintain our lives. While we have an excellent source of healthcare service in the United States, it’s the access to that healthcare that has been a problem for many American’s. There are countries that have already turned to government healthcare. The Affordable Care Act was designed to help each of us have the access to Health care that we have not been able to afford in the past.…

    • 1011 Words
    • 5 Pages
    Improved Essays
  • Great Essays

    The statistics have proven that ACA works as “The ACA has succeeded in sharply increasing insurance coverage. Since the ACA became law, the uninsured rate has declined by 43%, from 16.0% in 2010 to 9.1% in 2015, with most of that decline occurring after the law’s main coverage provisions took effect in 2014 . The number of uninsured individuals in the United States has declined from 49 million in 2010 to 29 million in 2015. ” This decreased in uninsured individuals is one of the most drastic changes since the Medicare and Medicaid was created. This health care reform has positively impacted the economy as the increased number of newly insured people caused lower premiums and health insurances companies stated how there was profit being made since the first quarter of 2011 because of the specific provisions included in the Affordable Care Act.…

    • 1208 Words
    • 5 Pages
    Great Essays
  • Improved Essays

    The first thing to take into account is the fact that healthcare accounts for approximately 6% of the U.S. economy. The Affordable Care Act, better known as Obamacare, or other unsavory names is actually in my mind making the medical field and the availability of care for patients more difficult. Regardless of its benefits to some patients, the Obamacare is making things much more difficult for doctors, nurses and anyone in medicine. It has done nothing but increase paperwork and costs, and has done nothing to increase the quality of care.…

    • 769 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    HIPAA Impact

    • 373 Words
    • 2 Pages

    Luckily for you, you are protected from this occurring. In 1996, under the Clinton Administration, the United States Government passed a new act which would change healthcare in many ways. On August 21, the Health Insurance Portability and Accountability Act, also known as…

    • 373 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    Affordable Care Act

    • 1007 Words
    • 5 Pages

    For employees with very low-income employees, whom cannot afford their employer’s coverage, will become eligible for health care, without any penalty for employers. The Affordable Care Act also created new protections to ensure your insurance plan covers you when you need it and enhances these protections by eliminating limits on the amount of benefits you can receive. By doing so, one will be rewarded with quality of care, rather than the quantity of care. Another benefit from the ACA is, it will help against health care fraud and small business tax credits. Other positive benefits include strengthening Medicare with yearly wellness visits for Medicare recipients, and holding insurance companies accountable and require the insurers justify any premium increase of 10% or…

    • 1007 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    What has been the historic role of the American Medical Association in the passage of health insurance legislation? Founded in 1847, the American Medical Association (AMA), the professional organization for physicians that initially opposed Medicare, comparing it with socialized medicine. When it seemed that passage was inevitable, The AMA lobbied for the program to cover only the poor elderly. What has been the impact of the Patient Affordable Care Act (PPACA) of 2010 on the U.S. health care system? The PPACA is intended to provide affordable health care for all Americans and reduce the growth in health care costs.…

    • 522 Words
    • 3 Pages
    Improved Essays
  • Great Essays

    In this paper, I will be discussing the history and guidelines of The Health Insurance Portability and Accountability Act (HIPAA). The Health Insurance Portability and Accountability Act also known as Public Law 104-191, was enacted on August 21, 1996. When numerous complaints from patients arose about not being able to continue to pay premiums to the same insurance company when they changed employers, the US Congress passed a law. That law was known as the Health Insurance Portability and Accountability Act. HIPAA was also known as the Public Law 104-191 of 1996.…

    • 927 Words
    • 4 Pages
    Great Essays
  • Superior Essays

    The Affordable care act wants to provide health insurance to every American and that means adding 46 million Americans to the health care system. With many Americans on Medicaid the government is seeing abuse with the emergency room." Medicaid patients feel that their insurance card entitles them to health care anytime they want it". Also, the United States emergency rooms are overflowing at alarming rates. " The number of emergency rooms in the United States has declined more than 10% over the past decade at a time when more are needed".…

    • 1605 Words
    • 7 Pages
    Superior Essays
  • Great Essays

    Statistically, only twenty-eight percent of Americans are insured through government-funded programs such as Medicare and Medicaid, implemented in the middle 1960s. Medicare commonly insures older people with acute care needs. “Medicaid is the joint federal-state government-sponsored program that pays for health services for poor children, pregnant women, and mothers of young children as well as mentally and physically disabled and very poor elderly individuals” (Emanuel 36). The most recent attempt to maintain a current medical assistance problem was a new law widely known as Obamacare. President Obama signed the Affordable Care Act into law on the 23rd of March 2010, putting in place comprehensive reforms that are meant to improve access to affordable health coverage for everyone and protect consumers from unfair insurance company practices.…

    • 1634 Words
    • 7 Pages
    Great Essays