The Importance Of Sensitive Information In Australia
Transfer of information overseas
We currently run our business in Australia, but this may be expanded to other countries. We will provide a list of these countries by updating this policy.
We are a subsidiary of the LendMe group (www.lendme.co.nz) (LendMe), which is registered as an accredited marketplace lender in New Zealand. We may need to share some of your information (including credit information) with LendMe.
We may also need to share some of your information (including credit information) with organisations outside Australia, including [insert details]. You should note that while they will often be subject to confidentiality or privacy obligations, …show more content…
You should note that, as electronic or networked storage can be accessed from various countries via an internet connection, it is not always practicable to know in which country your information may be held.
We will not share any of your credit information with a CRB, unless it has a business operation in Australia. We are not likely to share credit information we obtain about you from a CBR or that we derive from that information.
Sensitive information is any information about your racial or ethnic origin, political opinions, membership of a political association, religious beliefs or affiliations, philosophical beliefs, membership of a professional or trade association, membership of a trade union, sexual preferences or practices, criminal record or health information.
We may seek, collect, use or disclose sensitive information about you, but only if that sensitive information relates directly to our ability to conduct our business, arrange or provide credit to you or manage the credit provided to you (including, for example, assessing hardship applications and collecting overdue payments).
Unsolicited …show more content…
When you send a completed online application to us, we retain the information contained in that application. We are able to then use that information to provide any products and services that you require.
You may also be able to suspend and save online applications, so you can complete and send the applications at a later time. If you suspend or save your application, the information that you have entered will be retained in our systems so that you may recover the information when you resume your application. Online applications that have been suspended or saved may be viewed by us. In particular, if you start but do not submit an online application, we can contact you using any of the contact details you have supplied to offer help completing it.
We take all reasonable precautions to ensure that the personal information we collect, use and disclose is accurate, complete and