The Universal Healthcare Industry

Improved Essays
Right now, there is a woman in America wondering whether to pay for her child’s insulin or to pay for food. Choices like these are daunting, but, with an affordable healthcare program, we can avoid this scenario altogether. We, as a people, have a right to universal healthcare. The program that we have now is a private industry that is unprincipled and immoral. If we had universal healthcare, it could be a regulated, government-run program that would benefit the general public of the United States. Every American citizen deserves the right to an affordable healthcare program. The Constitution states that everyone has the right to “life, liberty, and the pursuit of happiness,” and one cannot have those without access to affordable healthcare. …show more content…
Our privatized health insurance is not beneficial to our people since their main goal, being a business, is to gain more money and spend less of it. Therefore, some companies cut costs on expenses that would otherwise benefit their clients. In Michael Moore’s film “Sicko,” he presents these stories of people who had insurance, but were told they couldn’t get procedures that would have prevented health conditions that would later affect these people. For instance, a woman, Maria, was a client of Blue Shield in California. She insisted that she had a brain tumor and requested to see a neurologist, but Blue Shield insisted that “it’s [wasn’t] medically necessary.” When Maria got ill, while in Japan, the Japan doctors told her that she had a tumor, but Blue Shield maintained that she didn’t have one. So, Maria sued Blue Shield for this seemingly avoidable debacle and won. Though the law was on this woman’s side, most people don’t have it that lucky. Dawnelle Keyes was a woman with Kaiser health insurance whose daughter became ill. Keyes called 911 and her daughter got sent to an emergency room to Martin Luther King Hospital. When they called her HMO, she was told that she must take her daughter to a Kaiser-affiliate hospital, because MLK Hospital was not an affiliate. By the time her daughter arrived to Kaiser, even with the doctors doing the most, she passed away. Even applying for health insurance is just as restricting, such as this common occurrence in an insurance call center. For example, Becky Melke, who works at an insurance call center, recounts an incident of a customer who was so happy because they thought they had finally bought health insurance, but seeing as there were so many restrictions in the application, Becky felt guilty because she knew that this customer was going to be declined by the company because of their pre-existing conditions that were restricted by the insurance

Related Documents

  • Improved Essays

    Rosalyn Schwartz lost medical coverage she had previously held through her husband job after she divorced him. She had a pre-existing condition an ulcer. She tried to buy coverage but companies offered her unaffordable policies that excluded treatment for ulcers. Later on, she developed breast cancer. However, since she had no coverage she postponed its excision.…

    • 832 Words
    • 4 Pages
    Improved Essays
  • Decent Essays

    Diane Higgs's Case

    • 522 Words
    • 3 Pages

    On June 13th, 2016 at 10:57 am, Mrs. Diane Higgs called into our office. She was questioning the amount of life insurance she had on all of her grandchildren. I told her the amount was $25,000 for each child. She told me her bill says she has $50,000 on all her grandchildren except for her grandson, Cooper Turnmier. She said his only showed $25,000 and that she would never have lowered his coverage and not the others.…

    • 522 Words
    • 3 Pages
    Decent Essays
  • Improved Essays

    The Oregon State Lottery There are still many improvements to be made to America’s health care system, but it has improved tremendously since 2010 thanks to the Affordable Care Act. According to the U.S. Census Bureau, the percentage of uninsured people living in America has significantly dropped from 15.4% in 2008 to 10.4% in 2014. As this data and the Oregon health lottery case demonstrate, health care in the United States was either inaccessible or too expensive for many Americans and still is. This paper will argue that having access to affordable health care is a right and that it was unjust for the state government of Oregon to allow so many of its residents to go without health care.…

    • 790 Words
    • 4 Pages
    Improved Essays
  • Decent Essays

    Everyone has a fundamental right to have access in health care, it should not be like a business. Everyone is entitled on healthcare insurance; no one should become bankrupt because they can't afford to pay. We, the Liberal Party, believe that health care is an equal right of all people, the execution of the right through an insurance system provides universal health insurance, with unbiased financing of health care.…

    • 138 Words
    • 1 Pages
    Decent Essays
  • Improved Essays

    A Privatized System. A Universal system in theory sounds amazing, truly an end all solution to the HealthCare ailments of the world. But in reality, in the real world when someone wishes to make a theory a dream come true, that theory or dream is realized by having the right amount of money to be able to apply to change the theory or dream into reality. And with a Universal HealthCare System the amount of money required is massive, on top of that it is not a onetime payment, the money that would be required would be a regular occurrence, a yearly or perhaps monthly payment. And seeing as how the benefits of this program would be seen by the citizens who would pay this fee?…

    • 815 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Thus ObamaCare first requires medical coverage organizations to give protection scope to wipe out individuals with previous conditions (Feldstein, 2009). This resembles compelling organizations to offer fire protection to individuals whose house is presently ablaze. This will cost the insurance agencies a considerable measure of cash to pay for the restorative treatment of every one of these…

    • 410 Words
    • 2 Pages
    Improved Essays
  • Superior Essays

    ACA Failure

    • 1015 Words
    • 5 Pages

    In the United States, it is all about money. The individuals with more money will always be better off. If everyone could benefit from the basic cost of coverage that will make the United States a healthier, safer, and better country. Obesity, mental health, and chronic diseases or illnesses will be looked at with care and…

    • 1015 Words
    • 5 Pages
    Superior Essays
  • Improved Essays

    American’s current health care system has become one of the nation’s leading controversial nuisance. The Affordable Care Act (ACA) was originally created with morals of assuring every American individual’s right to attain health care regardless of financial circumstances or pre-existing conditions along with government support if needed. Unfortunately, amongst the fabricated promises of security and assistance, this fragmented system impels families to remain uncomfortable and stressed. The additional costs and hidden fees that are woven into health insurance contracts are becoming increasingly more unbearable with every passing year. Our health plan options are seemingly appearing less like decent choices and more like mandatory commitments.…

    • 727 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    United States citizens deserve affordable, accessible health care. But like all medical insurance programs, it 's a long way from perfect. ObamaCare often suffers from the same "gotcha" policies that have long gutted the protection…

    • 776 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Obama Care Argumentative

    • 515 Words
    • 3 Pages

    First, most people who had insurance under their occupation. Businesses had to shut down their health insurance due to the high expenses from the affect of the ACA and more. Second, the ACA wasn’t planned the best, it could not have had the coverage gap. In which people couldn’t afford insurance at all, low to middle class people and even senior citizens. This essay proves that the ACA wasn’t the best plan and could have been better for citizens in the United States.…

    • 515 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Before 2010, millions of Americans suffered from the issues of not having health insurance. The Affordable Care Act, also known as Obamacare, was signed into law with high hopes of reducing the number of uninsured by making health insurance available to all U.S. citizens regardless of having an employer or not and living with a pre-existing condition while reducing additional healthcare spending outside the deductibles and premiums. Even with the best intentions to solve the problem of uninsured Americans, another problem surfaced from the Act, the cost. Since the current Federal Health care system burdens millions of Americans with unaffordable cost, which are caused by rising prices in pharmaceuticals, hospital care, and inadequate health…

    • 825 Words
    • 4 Pages
    Improved Essays
  • Decent Essays

    Universal Healthcare Universal healthcare is a hot topic in America. According to a Gallup poll in 2015, roughly 50% of Americans agree with universal healthcare, while the other 50% disagrees with it. Generally, the pro side (the half that agrees) are lower middle class or unemployed with lower incomes, whereas the con side (other half that is against) are majority upper class with higher annual incomes. The pro side, like myself, would tend to argue that universal healthcare would help the poor or even improve the health of Americans, where the con side, would argue universal healthcare would increase taxes people would have to pay. PROS OF UNIVERSAL HEALTHCARE…

    • 613 Words
    • 3 Pages
    Decent Essays
  • Improved Essays

    Universal Healthcare Should Not Be Allowed Universal Healthcare in the United States of American is very expensive compared to other countries like Canada and England. Americans spend more than 50% on health care than the next countries. For America to pay for Universal Healthcare, the government will have increased taxes on our wages, Doctors would have to take a pay cut, people would overuse healthcare, and we would get less than quality care. This paper will present an argument on one side of that debate, consider objections from the other side, and will defend the position that the Universal Healthcare should not be free for the American people.…

    • 1060 Words
    • 5 Pages
    Improved Essays
  • Great Essays

    The right to affordable health care is as sacrosanct as the right to be free, if not more. The most important issue is making medical care a right for everyone at an affordable price. American health care has an insurance-based system; thus, to get affordable and efficient medical help, you should be insured. Currently, there are about 44 million uninsured Americans. According to Elizabeth Bradley, the author of the book The American Health Care Paradox, the paradox of today’s system is that “United States spends so much on health care but continues to lag behind in health outcomes” (33).…

    • 1634 Words
    • 7 Pages
    Great Essays
  • Improved Essays

    Universal healthcare could benefit the United States in several different ways since the affordable care act is still a financial burden to some of the American people. The need for it is growing substantially in the United States due to how many people are still uninsured. Universal healthcare is beneficial because it provides everyone coverage without financial hardship; promotes preventive care, which would contribute to less costly treatments; and improves quality of healthcare, leading to fewer deaths per year. Through universal healthcare everyone will receive coverage without a financial hardship.…

    • 1316 Words
    • 6 Pages
    Improved Essays