Health Insurance

Improved Essays
Life as I know it has seemed to come to an end. The countless acts of fun and having no responsibility has come to a halt. These treacherous duties have managed to push its way into my teenage life, as my high school years come to an end. I now have to decide whether or not going to college is the right move for me and which career path I am willing to take on.After much thought, I have decided that going to college is not the best path to take considering my financial situation and no support from my family. The one career that I had an interest in for a long time is the aviation industry. Since I am just a high school graduate, I would not be able to take on an immense task such as becoming a pilot, but a job that will allow me to be a part …show more content…
These high expenses include rent, health insurance, personal care, and food, which all have their own sub categories that provide more depth into the source of each expense. As already explained rent was a major factor when trying to calculate each and every expense. After, you find out which place you are going to call home, you have to find out your health insurance options. Before you do your research, finding health insurance may seem simple depending on how much you are willing to pay. But their are other factors that are included when it comes to health insurance. This includes other insurance like dental, vision, and even life, that fall into the level of benefits and preferred plan type. Level of benefits range from catastrophic to platinum; each increasing your coverage by your insurance by ten percent while lowering the cost out of your pocket by 10 percent. Along with the level of benefits, you also have the option of picking the plan that best suites your needs. This includes plans such as:Health maintenance organizations (HMOs), Preferred provider organizations (PPOs), Point-of-service (POS), and High-deductible health plans (HDHPs). Knowing the details of each option can help you pick a health insurance that will comply with your budget and medical needs. The health insurance I choose at first included all types of insurance policies at a platinum expense, which did not seem needed because of the insurance provided by my job and training academy. Knowing this I had to settle for a simple health insurance that covered for the basic necessities and drugs. This allowed me to save a few hundred dollars when it came to my health insurance. Going through this process gave me insight into the difficulty of choosing the proper health insurance based on what you can afford. As of now, going with the simpler plan will allow me to get what I need

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