Regarding, the topic of whether student loans should be forgiven, I disagree that individuals should be exempt from paying their debt. I believe that forgiving student loans would affect the economy substantially, because if there is no incentive to limit yourself on the amount of money you borrow, then more people will take out loans knowing that they will receive money without ever having to pay it back. In fact, Justin Wolfers, an economist, suggest that forgiving student loans is the worst possible solution to lower the $870 billion student loan debt, “Political Economy: This is a bunch of kids who don’t want to pay their loans back. And worse. Do this once, and what will happen in the next recession? More lobbying for free money, rather
