Once you’ve experienced a stroke, it’s common to see the world through different lens. By nature, we ignore signs of our mortality, until we experience a life-threatening ordeal like a stroke. After such an ordeal, it makes sense to consider life insurance as a way to protect your family.
However, after a stroke, your options for getting approved for life insurance dwindle significantly. You should AVOID applying for life insurance with every company with the goal of getting a reduced rate for life insurance.
With that out of the way, here’s the silver lining; by remaining informed, you can learn the ins and outs of what insurance companies are looking for when it comes to writing policies for stroke survivors. Armed with information about insurance ratings for stroke survivors, …show more content…
Congratulate yourself for being a survivor!
Never believe you are alone. There are millions of other people who are in the same place.
Likewise, you are not alone when it comes to finding a life insurance policy that fits your situation.
Do Life Insurance Companies View You Negatively Following a Stroke?
Your health is a determining factor in your application for life insurance. As such, life insurance underwriters will consider the type of stroke you had to assess your application.
Mini-Strokes Also Known as Transient Ischemic Attack (TIA)
If you’ve experienced a TIA, then you had a temporary blockage in an artery. While the blockage was present, your neurological activity was impaired. This impairment may have resulted in dizziness, speech impairments, weakness, and blurred vision.
With no permanent damage to note, medical professionals will document observations they’ve made while they’ve talked to you, instead of conducting tests. However, a TIA doesn’t mean you are in the clear. To the contrary, a TIA is considered a precursor to a Cerebrovascular Accident (CVA), also known as a full
However, after a stroke, your options for getting approved for life insurance dwindle significantly. You should AVOID applying for life insurance with every company with the goal of getting a reduced rate for life insurance.
With that out of the way, here’s the silver lining; by remaining informed, you can learn the ins and outs of what insurance companies are looking for when it comes to writing policies for stroke survivors. Armed with information about insurance ratings for stroke survivors, …show more content…
Congratulate yourself for being a survivor!
Never believe you are alone. There are millions of other people who are in the same place.
Likewise, you are not alone when it comes to finding a life insurance policy that fits your situation.
Do Life Insurance Companies View You Negatively Following a Stroke?
Your health is a determining factor in your application for life insurance. As such, life insurance underwriters will consider the type of stroke you had to assess your application.
Mini-Strokes Also Known as Transient Ischemic Attack (TIA)
If you’ve experienced a TIA, then you had a temporary blockage in an artery. While the blockage was present, your neurological activity was impaired. This impairment may have resulted in dizziness, speech impairments, weakness, and blurred vision.
With no permanent damage to note, medical professionals will document observations they’ve made while they’ve talked to you, instead of conducting tests. However, a TIA doesn’t mean you are in the clear. To the contrary, a TIA is considered a precursor to a Cerebrovascular Accident (CVA), also known as a full