inequality becomes an issue when individuals are impacted negatively and start to feel helpless. It is when individuals are not able to afford things that are considered outside of their budgets. For the working class majority of their paycheck is put towards paying off household expenses. Specifically, income inequality is causing serious effects on the working class. Many individuals simply do not have enough to stay up with all the expenses, which forces them to take out loans. While debt is primarily becoming a serious issue for the working class, it is also true that for many people the amount of debt is significantly more than what they actually earn. So repaying the debt is becoming very difficult for them. According to Reich, income
