The Pros And Cons Of The Uninsured Americans In The United States?

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Hispanics are one of the highest ethic groups in the United States that are uninsured. In addition, the Hispanic population is one of the fastest growing ethnic groups in the U.S. The Hispanic population is estimated to increase over the next 25 years to 32 million out of a total of 72 million of the US population (Brice, 2000). The U.S. health care system is currently facing one of its most noteworthy social difficulties in decades in regards to its ability to provide access to medical services to the millions of Americans who have lost their health insurance coverage during the recession. The Affordable Care Act, was signed into law on March 23, 2010 for the purpose of reducing inequalities in insurance coverage and providing access to …show more content…
Millions of uninsured Americans now have access to affordable health insurance and in turn, new taxes were implemented to help pay for the uninsured. Over half of uninsured Americans can acquire free or low cost health insurance, and to offset for this you are required to obtain health insurance, request an exemption, or pay a fee. ACA ensures that you can’t be dropped from coverage when you get sick, have pre-existing conditions, or be charged more for being a woman. Because insurance companies are required to cover everyone; insurance rated go up. Medicaid has expanded to cover millions who fall below the poverty level. The expansion was done using federal and state funding and not all states have expanded Medicaid. Dependents can stay on their parents’ insurance plan until they are 26. Medicare rates for seniors have decreased, and in turn hospitals and doctors reimbursements have been …show more content…
Studies show that effective communication between Hispanic patients is likely to be hinder when health care professionals are not bilingual. This may lead to some not seeking medical attention. (Brice, 2000). These challenges increase with the diverse patient population in the determination as to how to best provide health care services. Therefore, it is imperative that the health care provider understand the dynamites between language and culture to deliver the proper services. Ongoing enrollment assistance is needed for continued success of succeeding years following initial enrollment to ensure that they receive access to the care they need, they understand how the insurance works, and navigating through possible culture and/or linguistic issues. Health care cost is probably the major variable in understanding access to health care in United States. Removing cost as a barrier to pursuing care will the last, challenging goal to

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